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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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20406 Whiterock Dr , Lago Vista, TX 78645
$519,000
Est. Payment: $2,661.87/mo
4 Bed
2 Bath
1925 Sqft
Status: active | Days on site: 7
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Jeannette Spinelli
Broker Associate & Founder

House Description

$10,000 Buyer Allowance + 2 Parcels Included! Enjoy the Lake Travis lifestyle from this spacious single-story stone home in desirable Lago Vista. Elevated for pleasant Hill Country, lake and golf course views, this well kept 4-bedroom, 2-bath home features generous room sizes, great closets and recent major improvements including roof, HVAC and grinder pump. The inviting family room showcases a vaulted, beamed ceiling and stone fireplace, while the light-filled kitchen offers a center island and two dining areas. The formal dining room also works beautifully as a home office or flex space. Outdoor living is exceptional with expansive covered and uncovered patios, including a massive covered back patio ideal for morning coffee, entertaining or watching the sunset. As a Dark Sky community, Lago Vista offers wonderful stargazing, plus Fourth of July fireworks visible from the deck. For those who love recreation, the side-entry garage and oversized additional parking area provide plenty of space for a boat, RV, truck and other recreational vehicles. The included approximately .30-acre view-protection parcel adds privacy and helps preserve the open views and setting behind the home. Beyond your doorstep, Lago Vista offers easy access to Lake Travis for boating, fishing, swimming and water recreation, plus parks, trails, golf, sports facilities, restaurants and shopping. Served by Lago Vista ISD and surrounded by the natural beauty of the Texas Hill Country, this is a place where you can slow down, get outside and truly enjoy the Lake Travis lifestyle—while still being within convenient reach of Austin. A rare opportunity to enjoy space, privacy, recreation and beautiful Hill Country surroundings, all in one exceptional property.

Highlights

Listed by Jacki Duncan , (512) 560-9556 Starlit Properties , (512) 560-9556. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

220 Annually

Year Built

1999

County

Travis

Area

LN

Neighborhood

Lago Vista Country Club Estate

School District

Lago Vista ISD

Listing ID

3582652

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
Floor:Carpet,Laminate,Tile
Other:
  • Additional:Beamed Ceilings, Breakfast Bar, Open Beams/Beamed Ceailings, Tray Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Entrance Foyer, French Door(s)/Atrium Door(s), In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Tile Counters, Vaulted Ceiling(s), High Speed Internet
Water:Public

Exterior Features

Lot:Sloped Down,Front Yard,Near Golf Course,Native Plants,Open Lot,Private,Subdivided,Trees Large Size,Views
Roof:Shingle
Others:
  • Additional:Private Entrance, Private Yard, Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:Additional Parking,Attached,Concrete,Driveway,Garage
Principal Interest
$2,662
Taxes
$643
HOA
$220

Home Price

$519,000

Loan Details

30 yrs
6.637%

Down Payment

20%
$103,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,661.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,661.87 $642.55 $220.00 $3,524.42
Yearly $31,942.40 $7,710.60 $2,640.00 $42,293.00
Total $958,271.89 $231,318.00 $79,200.00 $1,268,789.89

Today's Rates

30 Year

6.64%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Lago Vista, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-09-03T07:46:27.000Z

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