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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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21102 Niagara Cv , Lago Vista, TX 78645
$395,000
Est. Payment: $1,983.64/mo
4 Bed
2 Bath
1702 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

This thoughtfully designed 4-bedroom, 2-bath home blends charm, functionality, and accessibility in a peaceful Highland Lakes Estates setting. Enjoy the ease of custom accessible features throughout, including widened doors and hallways and wheelchair-accessible showers. The fourth bedroom offers excellent flexibility—ideal for guests, a home office, multigenerational living, or caregiver accommodations. All-tile flooring provides a clean, low-maintenance look, while the enlarged pantry, laundry room, and primary closet offer outstanding storage. Washer, dryer, and refrigerator are all included. Relax on the inviting front porch or explore the rich amenities —Lake Travis access, waterfront parks, hiking trails, golf, fitness centers, tennis and pickleball courts, marinas, RV camping, and more. Nestled in a scenic enclave known for its laid-back lifestyle and stunning landscapes, this home is just a 25-minute drive from Austin, offering the perfect balance of tranquility and convenience.
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Highlights

Listed by Wesley James Steck , (512) 571-3180 and Tricia Fells , (409) 543-9564 JBGoodwin REALTORS WL , (512) 502-7601. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
0.21

HOA Fee

200 Annually

Year Built

2022

County

Travis

Area

LN

 Neighborhood

Highland Lake Estates Sec 32

 School District

Lago Vista ISD

Listing ID

2715209

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
Floor:Tile
Other:Ceiling Fan(s),Main Level Primary,No Interior Steps,Open Floorplan,Pantry,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Native Plants,Sloped Up
Roof:Composition
Others:No Exterior Steps,Resale
Sewer:Public Sewer
Parking Features:Attached
Principal Interest
$1,984
Taxes
$584
HOA
$200

Home Price

$395,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,983.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,983.64 $584.05 $200.00 $2,767.68
Yearly $23,803.67 $7,008.55 $2,400.00 $33,212.22
Total $714,109.96 $210,256.50 $72,000.00 $996,366.46

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Lago Vista, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-07-17T15:20:32.000Z

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