Assume the seller’s 3.75% interest rate, or take a $5,000 closing cost credit with new financing through the preferred lender. The choice is yours. This 2019 Crosswinds home has a Kyle address with Buda convenience: it’s on the north side of Kyle, with quick I-35 access via Windy Hill Rd. Blinds, gutters, ceiling fans, and an automatic sprinkler system are already installed, and the backyard has no rear neighbors. The open main floor has high ceilings, recessed lighting, and vinyl plank flooring. The kitchen has quartz counters, a center island, a pantry, a gas cooktop, and stainless appliances, all open to the living room. The primary suite is on the main level, with a walk-in closet and an en suite bath with double vanities and a walk-in shower. Upstairs, a loft connects three bedrooms that are larger than most new floor plans offer. New carpet was installed upstairs in May 2026. Out back, a covered patio overlooks a private yard. Crosswinds amenities include a resort-style pool, playground, and sport courts. The HOA is $595 per year. The home is zoned to Ralph Pfluger Elementary, Armando Chapa Middle, and Lehman High (Hays CISD). Loan assumption is subject to servicer approval and buyer qualification. The buyer is responsible for the difference between the price and the loan balance. The rate is 3.75% through Rocket Mortgage. The $5,000 credit applies to new financing only and can’t be combined with an assumption.