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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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414 Tumbling Creek , Kyle, TX 78640
$685,000
Est. Payment: $3,447.17/mo
5 Bed
4.5 Bath
3562 Sqft
Status: active | Days on site: 54
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Price Improvement on this upgraded gem! Plus up to .01 preferred lender's credit toward buyer's closing costs if buyer finances with Hector Campirano with Rate Mortgage. 6 Creeks at Waterridge. Come for the smalltown feel with big city convenient location & resort like amenities, and you'll want to stay for the serene feeling this home gives at golden hour when you watch the last drop of sun set, while deer wander through as you relax on the porch, soaking in the picturesque unobstructed greenbelt view. This luxurious Highland home not only makes a statement; it exudes a sense of comfort and tranquility with its warm wooden floors, floor to ceiling brick fireplace and room for every part of your lifestyle. This type of luxury is functional and elegant all at once, offering scale with its open flow concept, soaring ceilings, and a grand foyer greeted by a rounded staircase. The gourmet kitchen is any chef's delight with a quartz countertop abundant island, gas cooking, and high-end built-in appliances flanked by Kent Moore cabinets and a coffee bar. The owners have added more style, function and value by installing plantation shutters throughout and an owned water softener system. This stunning 5-bedroom, 4.5-bath offers 3,562 sq ft of thoughtfully designed living space with 3 ensuites and a 3-car garage. A dedicated office/study, a media/theatre room, and a guest suite round out the main level. On the 2nd floor you'll find 3 bedrooms- 1 with an ensuite and 1 with a lifestyle room off of it for a variety of options & interests, as well as a huge game room that overlooks the main floor, making this home ideal for entertaining and a multitude of activities. The primary suite features a bay window and an upgraded spa-inspired bath with a freestanding tub and tile surround that feels like a personal retreat. Outside, you'll find the oversized covered back patio a place to unwind or entertain outdoors with plenty of room to dine al fresco then sit by an outdoor fire. This home was built to elevate and cater to every part of one's lifestyle. Enjoy a huge community pool, the fishing pond, pickleball courts, etc. The owners are even negotiable to let any or all of the furnishings be sold, so make us an offer! The location is unbeatable- small town but near Austin and all its entertainment and industry growth. Don't miss out, schedule your home tour today!

Highlights

Listed by Michelle Shipman , (210) 849-2805 The Agency San Antonio , (210) 849-2805. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

800 Annually

Year Built

2025

County

Hays

Area

3300

Neighborhood

6 Creeks

School District

Hays I.S.D.

Listing ID

1953096

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Built-In Oven, Microwave Oven, Gas Cooking, Disposal, Dishwasher, Ice Maker Connection, Water Softener (owned), Vent Fan, Garage Door Opener, In Wall Pest Control, Plumb for Water Softener, Solid Counter Tops, Custom Cabinets, Central Distribution Plumbing System, City Garbage service
Air Cond:One Central,Zoned
Fireplaces:
Floor:Carpeting,Ceramic Tile,Wood
Other:Two Living Area,Separate Dining Room,Island Kitchen,Breakfast Bar,Walk-In Pantry,Study/Library,Game Room,Media Room,Loft,Utility Room Inside,Secondary Bedroom Down,High Ceilings,Open Floor Plan,Cable TV Available,High Speed Internet,Laundry Main Level,Laundry Room,Walk in Closets

Exterior Features

Lot:Street Paved,Curbs,Sidewalks,Streetlights,City Street
Roof:Composition
Others:Patio Slab,Covered Patio,Privacy Fence,Sprinkler System,Double Pane Windows,Has Gutters
Sewer:Water System,Sewer System,City
Parking Features:Three Car Garage,Attached,Tandem
Principal Interest
$3,447
Taxes
$630
HOA
$800

Home Price

$685,000

Loan Details

30 yrs
6.454%

Down Payment

20%
$137,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,447.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,447.17 $629.79 $800.00 $4,876.96
Yearly $41,366.06 $7,557.47 $9,600.00 $58,523.53
Total $1,240,981.69 $226,724.10 $288,000.00 $1,755,705.79

Today's Rates

30 Year

6.45%

20 Year

6.2%

15 Year

5.87%

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Market insight data is pulled from the same city as the listing being viewed (Kyle, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-19T18:12:21.000Z

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