Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

404 Jackson River Loop , Kyle, TX 78640
$585,000
Est. Payment: $3,185.60/mo
4 Bed
5 Bath
2593 Sqft
0.19 Acres
Status: active | Days on site: 27
Get Pre-Qualified
3788 - 674291
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in. Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space. The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet. Then there's the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.

Highlights

Listed by Joshua Swan , (512) 662-0143 Compass RE Texas, LLC , (512) 575-3644. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

800 Annually

Year Built

2025

County

Hays

Area

HH

Neighborhood

6 Creeks at Waterridge 55s

School District

HaysCONSISD

Listing ID

1205994

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Electric Oven, Built-In Gas Range, Dishwasher, ENERGY STAR Qualified Appliances, Exhaust Fan, Disposal, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater
Floor:Carpet,Tile,Wood
Other:
  • ▪ Additional:Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Double Vanity, Entrance Foyer, In-Law Floorplan, Kitchen Island, Multiple Living Areas, Main Level Primary, Open Floorplan, Recessed Lighting, Storage, Study, Smart Thermostat, Wired for Data, Walk-In Closet(s), High Speed Internet
Water:Public

Exterior Features

Lot:Back Yard,Landscaped,Sprinklers Automatic
Lot Dimensions:55X156
Roof:Composition
Others:
  • ▪ Additional:Private Yard, Resale
Sewer:Public Sewer
Parking Features:Attached,Garage Faces Front,Garage,Garage Door Opener,Oversized
Principal Interest
$3,186
Taxes
$145
HOA
$800

Home Price

$585,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$117,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,185.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,185.60 $144.98 $800.00 $4,130.59
Yearly $38,227.25 $1,739.81 $9,600.00 $49,567.06
Total $1,146,817.61 $52,194.30 $288,000.00 $1,487,011.91

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Kyle, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-23T21:30:34.000Z

© 2026 Austin MLS

MLS Logo - Austin MLS