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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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3327 Addison St , Killeen, TX 76542
$340,000
Est. Payment: $1,851.46/mo
4 Bed
2.5 Bath
2619 Sqft
0.12 Acres
Status: active | Days on site: 27
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Jeannette Spinelli
Broker Associate & Founder

House Description

**3.375% ASSUMABLE VA LOAN OPPORTUNITY!** For eligible buyers, this home has an existing VA loan that can be assumed at an incredible 3.375% interest rate! With today’s rates well over 7%, this could mean BIG savings for the right buyer! This original owner Stylecraft home offers over 2,600 sqft and a floor plan you simply don’t see being built anymore. With 4 bedrooms, 2.5 baths, TWO living areas, TWO dining areas, an office nook, true windowless media room AND 2 car garage, there is a space for everything! The primary suite is downstairs, while upstairs offers 3 additional bedrooms, a full bath and dedicated media room. The kitchen features granite countertops, tons of cabinetry, stainless appliances, tile backsplash and a large breakfast bar overlooking the living area. Wood look flooring and arched openings add even more character downstairs. And the savings don’t stop with the interest rate! Sellers will PAY OFF the solar loan at closing, so the buyer gets the benefit of the system without taking over the solar loan. Historical electric bills have routinely been hundreds less than what you might expect for a similarly sized home without solar. Actual costs will vary based on usage of course. Fiber internet is available, plus Vivint and contract free Eufy security equipment convey, including cameras, video doorbell and smart lock technology! Outside features stone and brick accents, covered front and back patios, fenced yard and full sprinkler system. The roof has also been inspected by a roofing contractor and given a clean bill of health. Yowell Ranch offers pools, splash pads, playgrounds, sport courts, dog park, walking trails, community pond, picnic areas and parks. Between the potential **3.375% assumable VA loan**, solar being PAID OFF at closing, historically low electric bills, 2,600+ sqft, media room and Yowell Ranch amenities, this home offers a combination that is VERY hard to duplicate in today’s market!

Highlights

Listed by Carmen Colon , (512) 906-4503 Keller Williams Realty , (512) 868-1771. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

99 Quarterly

Year Built

2016

County

Bell

Neighborhood

Yowell Ranch Ph IV

School District

Killeen ISD

Listing ID

623653

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Plumbed For Ice Maker, See Remarks, Some Electric Appliances, Microwave, Range
Air Cond:Central Air,Electric
Fireplaces:
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Other:
  • ▪ Additional:Ceiling Fan(s), Crown Molding, Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Game Room, Garden Tub/Roman Tub, High Ceilings, Home Office, Primary Downstairs, Multiple Living Areas, MultipleDining Areas, Main Level Primary, Recessed Lighting, Shower Only, Soaking Tub, Separate Shower, Walk-In Closet(s), Breakfast Bar, Breakfast Area
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio, Porch, Private Yard, Rain Gutters, See Remarks, Lighting
Sewer:Public Sewer
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,851
Taxes
$217
HOA
$99

Home Price

$340,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,851.46 $216.75 $99.00 $2,167.21
Yearly $22,217.55 $2,601.00 $1,188.00 $26,006.55
Total $666,526.47 $78,030.00 $35,640.00 $780,196.47

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Killeen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T02:53:36.000Z

© 2026 Central Texas MLS