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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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5605 Drystone Ln , Killeen, TX 76542
$399,000
Est. Payment: $2,044.29/mo
4 Bed
3.5 Bath
3014 Sqft
Status: active | Days on site: 12
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Jeannette Spinelli
Broker Associate & Founder

House Description

Built in 2008 and offering approximately 3,014 square feet, this spacious Killeen home has room for everyone—and enough separate spaces that you can love your family dearly while still occasionally escaping them. Inside you’ll find 4 bedrooms, 3 full bathrooms, 1 half bath, indoor laundry, two living areas, and two dining spaces—including a cozy kitchen nook and a formal dining room for those occasions when you want dinner to feel fancy. There’s also a dedicated office, because apparently working from the kitchen table while surrounded by snacks is no longer considered a professional environment. The home has seen numerous updates, including refreshed flooring and a beautifully redone staircase that may actually make you want to walk up and down it just because it looks that good. The roof was replaced in 2022, and the property features front and rear sprinkler systems, a two-car garage, and a nice-sized backyard ready for entertaining, relaxing, pets, kids, or whatever your particular brand of backyard chaos looks like. And then there’s the feature that deserves its own paragraph: THE 3.25% ASSUMABLE VA LOAN. Yes, you read that correctly. The home comes with an assumable VA loan at just 3.25% on the remaining mortgage balance. In today's interest-rate world, that's the kind of number that makes people stop scrolling and start doing math. The home also comes with an owned whole-house water softener. It's not currently being used, but hey—it already lives there, and it's included. Consider it a roommate with excellent water-treatment credentials. Located in a convenient Killeen area close to shopping, dining, schools, and everyday amenities, this home offers space, updates, functionality, and a backyard without requiring you to move to the middle of nowhere to get it.

Highlights

Listed by Heidi Curtis , 530-355-1026 and Scott Curtis , 530-840-4651 Real Broker, LLC , 855-450-0442. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.21

Year Built

2008

County

Bell

School District

Killeen ISD

Listing ID

622107

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Some Electric Appliances, Cooktop, Microwave, Range, Water Softener Owned
Air Cond:Central Air,Electric,2 Units
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank,Tile
Other:
  • Additional:All Bedrooms Up, Ceiling Fan(s), Carbon Monoxide Detector, Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Home Office, Jetted Tub, Primary Downstairs, Multiple Living Areas, MultipleDining Areas, Main Level Primary, Separate Shower, Tub Shower, Walk-In Closet(s), Breakfast Bar, Breakfast Area, Eat-in Kitchen, Kitchen/Family Room Combo, Kitchenette
Water:Public

Exterior Features

Lot Dimensions:70x130
Roof:Composition,Shingle
Others:
  • Additional:Covered Patio, Private Yard
Sewer:Public Sewer
Principal Interest
$2,044
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,044.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,044.29 $254.36 $0.00 $2,298.66
Yearly $24,531.54 $3,052.35 $0.00 $27,583.89
Total $735,946.10 $91,570.50 $0.00 $827,516.60

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Killeen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T03:34:46.000Z

© 2026 Central Texas MLS