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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1408 N W S Young Dr , Killeen, TX 76543
$135,000
Est. Payment: $735.14/mo
4 Bed
1 Bath
935 Sqft
0.29 Acres
Status: active | Days on site: 4
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

**SELLER FINANCING AVAILABLE – Why Rent When You Can Own?!** Own a 4-bed, 1-bath home in Killeen on OVER 1/4 ACRE with seller financing starting at approximately $1,002.76/mo P&I! The 4th room is a LARGE BONUS ROOM offering plenty of flexibility! **SAMPLE SELLER FINANCING OPTIONS:** 1) $135,000 price + $10,000 down payment = approx. $964.20/mo payment P&I 2) $135,000 price + $5,000 down payment = approx. $1,002.77/mo payment P&I *(Plus approximately $2,000 in closing costs at closing.)* Seller is open to considering other financing offers as well! Step inside to find original hardwood floors, updated flooring in the kitchen and bonus room, and a spacious kitchen featuring white cabinets, generous countertop space, and a NEW REFRIGERATOR AND GAS RANGE that have been ordered and will be included with the home! Washer and dryer hookups are also available. One of the standout features is the LARGE BONUS ROOM, ideal for a second living area, home office, game room, hobby room, or additional storage. Outside, enjoy a covered back patio overlooking the spacious backyard with plenty of room for pets, gardening, entertaining, or weekend projects. The extended driveway also provides off-street parking. Conveniently located near shopping, restaurants, schools, and Fort Cavazos, this property offers an affordable alternative to renting with room to make it your own! Whether you're a first-time buyer or looking for flexible financing options, 1408 N W S Young Dr offers an opportunity to become a homeowner! Schedule your showing today! *Payment examples are estimates for marketing purposes only. P&I represents principal and interest. Property taxes and homeowners insurance are additional and not included in the advertised monthly payments. Closing costs are estimated at approximately $2,000 but may vary. Actual payments and financing terms are subject to seller approval and agreed contract terms.*

Highlights

Listed by Nolan Stahl , (512) 592-9789 All City Real Estate Ltd. Co , (866) 277-6005. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.29

Year Built

1964

County

Bell

Neighborhood

Hanson Heights

School District

Killeen ISD

Listing ID

627415

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:See Remarks
Air Cond:Central Air
Fireplaces:
Floor:Wood
Other:
  • ▪ Additional:Ceiling Fan(s), See Remarks
Water:Public

Exterior Features

Roof:Composition,Shingle
Principal Interest
$735
Taxes
$86

Home Price

$135,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$27,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$735.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $735.14 $86.06 $0.00 $821.20
Yearly $8,821.67 $1,032.75 $0.00 $9,854.42
Total $264,650.22 $30,982.50 $0.00 $295,632.72

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Killeen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T01:20:41.000Z

© 2026 Central Texas MLS