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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1207 Ruiz Dr , Killeen, TX 76543
$188,000
Est. Payment: $963.23/mo
4 Bed
2 Bath
1640 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

Opportunity Awaits! This 4-bedroom, 2-bath home offers excellent potential for buyers ready to bring their vision to life. Sold AS-IS, this home is perfect for a first-time buyer, starter home seeker, or investor looking to complete improvements and build equity. With the right updates, this property can truly shine. The functional floor plan features high ceilings, a fireplace, a kitchen/dining combination, oven/stove, dishwasher, refrigerator, and two full bathrooms—one with a tub/shower combo. Enjoy morning coffee on the covered back porch and take advantage of the two-car garage with interior access and built-in shelving for storage. Situated on a generous lot, the home provides plenty of outdoor space. Bring your vision, make the updates, and transform this home into a solid investment!

Highlights

Listed by Denise Zehr , (254) 681-0282 Armadillo Properties , (254) 547-0505. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.2

Year Built

1976

County

Bell

Neighborhood

Chafin Place

School District

Killeen ISD

Listing ID

623701

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Oven, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Linoleum
Other:
  • Additional:All Bedrooms Down, Eat-in Kitchen
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Porch
Principal Interest
$963
Taxes
$120

Home Price

$188,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$37,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$963.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $963.23 $119.85 $0.00 $1,083.08
Yearly $11,558.72 $1,438.20 $0.00 $12,996.92
Total $346,761.57 $43,146.00 $0.00 $389,907.57

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Killeen, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T01:34:43.000Z

© 2026 Central Texas MLS