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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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405 Water St , Kerrville, TX 78028
$1,495,000
Est. Payment: $8,140.99/mo
6 Bed
4 Bath
5700 Sqft
1.13 Acres
Status: pending | Days on site: 1
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

An extraordinary piece of Kerrville history awaits along the Guadalupe River. Built in 1897 by Charles A. Schreiner, this distinguished 5,700 sq ft residence rests on 1.13 acres with private river frontage in the heart of downtown. A historic marker, dedicated in 1981, honors its enduring legacy. Striking stone architecture, a tile roof, graceful arches, stately columns and an expansive covered porch create an unforgettable arrival. Inside, a grand staircase, original hardwood floors, period antique fixtures and 3 fireplaces showcase the home's remarkable character. The 6BR/4BA floor plan offers multiple living areas, office, den and a formal parlor/library, while the main living room features a fireplace and elegant curved bay ideal for a baby grand piano. Multiple patios, covered porches and balcony spaces overlook established grounds anchored by a majestic mature oak. A detached garage and workshop add versatility. Rarely does downtown Kerrville offer this combination of historic architecture, substantial acreage, Guadalupe River frontage and walkable convenience-an exceptional residence with potential for hospitality, events or professional use.

Highlights

Listed by Monika Bury , (346) 715-9992 Fore Premier Properties , (346) 715-9992. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
1.13

Year Built

1897

County

Kerr

Area

3100

Neighborhood

None

School District

Kerrville.

Listing ID

2021391

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Washer, Dryer, Microwave Oven, Stove/Range, Gas Cooking, Refrigerator, Dishwasher, Water Softener (owned), Electric Water Heater, City Garbage service
Air Cond:Three+ Central
Fireplaces:
Floor:Ceramic Tile,Wood
Other:
  • ▪ Additional:Three Living Area, Separate Dining Room, Eat-In Kitchen, Island Kitchen, Study/Library, High Ceilings, Laundry in Closet, Laundry Upper Level, Walk in Closets, Attic - Other See Remarks, Wood Burning Fireplace

Exterior Features

Roof:Tile
Others:
  • ▪ Additional:Stone/Rock, Stucco
Sewer:City
Parking Features:Three Car Garage,Detached
Principal Interest
$8,141
Taxes
$823

Home Price

$1,495,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$299,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,140.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,140.99 $822.62 $0.00 $8,963.61
Yearly $97,691.87 $9,871.43 $0.00 $107,563.30
Total $2,930,756.11 $296,142.90 $0.00 $3,226,899.01

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Kerrville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-10-24T06:10:36.000Z

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