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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1292 Upper Turtle Creek Rd , Kerrville, TX 78028
$1,699,999
Est. Payment: $8,537.17/mo
4 Bed
3 Bath
2277 Sqft
Status: active | Days on site: 175
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Perched at high elevation on 39 acres, this property offers privacy, long-range Hill Country views, rare live water, and potential off-grid capability—all just a short drive from Kerrville. This highly improved ranchette features a custom 2,277 sq ft hilltop home with guest quarters, thoughtfully designed for efficiency, comfort, and year-round living. The main home and guest house are connected by a large covered breezeway that opens into a beautifully landscaped, privately fenced courtyard—ideal for outdoor dining, entertaining, and stargazing. The land is anchored by approximately 400 feet of improved, dammed live-water Tomas Creek, owned on both sides. A constructed dam creates a deep fishing and swimming hole. A natural spring feeds the system in non-drought years. Water and energy infrastructure set this property apart. All structures feature rainwater collection totaling 29,000 gallons of storage, supported by a multi-stage filtration system delivering high-quality water. A well, drilled in 2016 with an initial flow test of 35 GPM, currently serves irrigation and is plumbed for residential use if desired. Solar panels and a wind turbine provide efficient power generation, offering strong off-grid or low-utility-cost potential. A 1,080 sq ft barndominium across the valley provides shop and equipment storage, recreation space, three air-conditioned guest rooms with a 3/4 bath, and also benefits from rainwater collection. The property lies within a 369 acre game-fenced community shared by only four owners and accessed via an electronic gated entrance. Native and exotic wildlife are abundant, and the property maintains an agricultural tax exemption through wildlife management. Extensive land improvements—including selective clearing, native planting, creek enhancement, and trail maintenance—create a polished yet natural Hill Country setting. Most high-end furnishings convey, and select equipment for ongoing maintenance is available by separate negotiation.

Highlights

Listed by Doug Siddens , (830) 733-0298 Reata Ranch Realty, LLC , (830) 992-3045. Austin MLS mls logo

Property Type

Farm/Ranch

Lot/Acreage
39

Year Built

2010

County

Kerr

Area

Out of Area

Neighborhood

None

School District

Kerrville Isd

Listing ID

5085269

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dryer, Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Oven, Water Purifier Owned, Refrigerator, Range Hood, Water Softener Owned, Stainless Steel Appliance(s), Water Softener, Tankless Water Heater, Water Purifier, Washer
Floor:Concrete
Other:Beamed Ceilings,Bookcases,Built-in Features,Open Beams/Beamed Ceailings,Ceiling Fan(s),High Ceilings,Main Level Primary,Multiple Closets,Quartz Counters,Recessed Lighting,Sound System,Wired for Sound
Other:See Remarks,Well

Exterior Features

Lot:Private,Rolling Slope,Rock Outcropping,Many Trees,Steep Slope,Sprinklers Automatic,Views
Roof:Metal
Others:Outdoor Grill,Rain Gutters,Uncovered Courtyard,Resale
Sewer:Aerobic Septic
Parking Features:Circular Driveway,Door-Multi,Detached,Electric Gate,Garage Faces Front,Garage,Garage Door Opener,Gated,Workshop in Garage
Principal Interest
$8,537
Taxes
$1,084

Home Price

$1,699,999

Loan Details

30 yrs
6.434%

Down Payment

20%
$340,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,537.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,537.17 $1,083.75 $0.00 $9,620.92
Yearly $102,446.09 $13,004.99 $0.00 $115,451.09
Total $3,073,382.83 $390,149.77 $0.00 $3,463,532.60

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Kerrville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
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Data last updated: 2026-07-17T15:20:32.000Z

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