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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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404 N Hill St , Itasca, TX 76055
$114,999
Est. Payment: $589.81/mo
2 Bed
1 Bath
1040 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

AFFORDABLE ITASCA TEXAS HOME — MOVE-IN READY 2-BEDROOM! Looking for an **affordable home in Itasca, Texas** without sacrificing location, updates, or convenience? This charming **2-bedroom, 1-bath home with just under 1,100 square feet** checks the boxes for first-time homebuyers, downsizers, or anyone looking for a budget-friendly home in a welcoming small-town community. Remodeled in 2026, this move-in-ready home features **fresh interior paint, beautifully refinished original hardwood floors, new light fixtures, and updated ceiling fans with remote controls — plus even more improvements you’ll appreciate. The character of the original home blends nicely with today's modern touches, giving you a comfortable place to call home without taking on a major renovation project. Financing may be another reason to take a closer look. The property is located in a *USDA loan availability area*, potentially offering qualified buyers the opportunity to explore 100% financing / $0 down payment options and competitive interest rates. Buyer qualification and program requirements apply; contact your lender for details. Location is a major plus! Enjoy **small-town living in Itasca, TX**, with **schools serving grades 1–12 within walking distance**, while the charming **downtown Itasca area** is just down the street with local shopping, restaurants, and community events and festivities. Need to commute? You’re also conveniently located near **I-35**, making travel toward **Dallas-Fort Worth or Waco** accessible while enjoying a more affordable alternative to living in the larger metro areas. If you've been searching for an **affordable home in Itasca TX, a starter home in Hill County, a move-in-ready house near I-35, or a small-town Texas home**, this one deserves your attention. **Don't wait for someone else to write the offer you've been thinking about. Schedule your showing today and see why 404 N Hill St could be the affordable Texas home you've been waiting for!**

Highlights

Listed by Dawn Imes , (909) 329-4684 Asset Realty , (512) 994-2221. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1920

County

Hill

Area

Out of Area

Neighborhood

Barnes-Underwood

School District

Itasca Isd

Listing ID

4987756

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Free-Standing Gas Range, Free-Standing Refrigerator, Gas Range, Gas Water Heater
Floor:Wood
Other:
  • Additional:Ceiling Fan(s), Natural Woodwork
Water:Public

Exterior Features

Lot:Back Yard,Flag Lot,Front Yard
Roof:Metal
Others:
  • Additional:Private Yard, Updated/Remodeled
Sewer:Public Sewer
Parking Features:Attached Carport,Attached,Driveway,Private
Principal Interest
$590
Taxes
$181

Home Price

$114,999

Loan Details

30 yrs
6.637%

Down Payment

20%
$23,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$589.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $589.81 $180.91 $0.00 $770.72
Yearly $7,077.73 $2,170.88 $0.00 $9,248.61
Total $212,332.00 $65,126.40 $0.00 $277,458.40

Today's Rates

30 Year

6.64%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Itasca, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-09-03T02:23:53.000Z

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