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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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200 Montego St , Hutto, TX 78634
$379,900
Est. Payment: $1,946.44/mo
5 Bed
3 Bath
3055 Sqft
Status: active | Days on site: 14
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Jeannette Spinelli
Broker Associate & Founder

House Description

The solar panels are paid off at closing. The next owner takes the system free and clear — no lease, no loan assumption, no monthly payment. Five-bedroom, 2.5-bathroom two-story home built in 2023 with 3,055 square feet on a premium lot in Cottonwood Creek, Hutto, Texas. The home faces the HOA-owned neighborhood park across the street — open green space in front instead of another rooftop. Behind it, the backyard backs to a utility easement rather than a neighboring fence line, making it a semi-private yard. Hutto ISD. That lot placement is the difference. New construction in Cottonwood Creek can't reproduce it — the park-front position and the easement buffer are fixed features of this lot, and pairing them with 3,055 square feet is not something a buyer can order from a builder here. The main level includes a private home office and the primary suite with a walk-in closet, soaking tub, and separate walk-in shower. The open-concept kitchen, dining, and living area connects to a walk-in pantry and a dedicated laundry room. A large under-stair storage closet handles the overflow most floor plans this size don't account for. Upstairs, four secondary bedrooms surround a large flex space that works as a game room, media room, home gym, playroom, or second living area. Owned solar panels offset most of the monthly electric costs. Cottonwood Creek amenities include two swimming pools, the park across the street, a playground, and sidewalk-lined streets for walking and biking. Minutes from US-79 and SH-130, with direct access to Round Rock, Taylor, Georgetown, Pflugerville, and Austin. Historic Downtown Hutto and the Hutto Co-Op District offer locally owned restaurants, shops, and live events nearby. Five bedrooms, an office, a flex room, owned solar, and a premium park-front lot in Cottonwood Creek — Hutto, TX 78634.

Highlights

Listed by Stephen Harris , (256) 226-2757 All City Real Estate Ltd. Co , (866) 277-6005. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

65 Quarterly

Year Built

2023

County

Williamson

Area

HU

Neighborhood

Cottonwood Creek

School District

Hutto ISD

Listing ID

9198708

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dryer, Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator, Washer
Floor:Carpet,Vinyl
Other:
  • Additional:Ceiling Fan(s), Double Vanity, Eat-in Kitchen, High Ceilings, Kitchen Island, Multiple Living Areas, Main Level Primary, Open Floorplan, Pantry, Quartz Counters, Stone Counters, Recessed Lighting, Storage, Soaking Tub, Study, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,Sprinklers Automatic,Few Trees
Roof:Composition,Shingle
Others:
  • Additional:Private Yard, Resale
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Front,Garage
Principal Interest
$1,946
Taxes
$720
HOA
$65

Home Price

$379,900

Loan Details

30 yrs
6.627%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,946.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,946.44 $719.62 $65.00 $2,731.05
Yearly $23,357.22 $8,635.43 $780.00 $32,772.65
Total $700,716.60 $259,062.90 $23,400.00 $983,179.50

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Hutto, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-31T08:12:27.000Z

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