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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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200 Montego St , Hutto, TX 78634
$379,900
Est. Payment: $2,091.03/mo
5 Bed
3 Bath
3055 Sqft
0.11 Acres
Status: active | Days on site: 57
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Jeannette Spinelli
Broker Associate & Founder

House Description

Park views out front, privacy out back, and solar that’s fully paid off. This 2023-built two-story in Cottonwood Creek sits on one of the neighborhood’s premium lots, facing the HOA park across the street and backing to a utility easement instead of a neighbor’s fence. You get open green space from the front porch and a semi-private backyard, a combination new construction here simply can’t offer. With 3,055 square feet, five bedrooms, 2.5 baths, a dedicated office, and a flex room, the layout works for growing households, multigenerational living, or anyone who needs room to work from home. The main level features a private office and a primary suite with a walk-in closet, soaking tub, and separate walk-in shower. The open kitchen, dining, and living area flows to a walk-in pantry and dedicated laundry room, and a large under-stair closet adds storage most homes this size lack. Upstairs, four secondary bedrooms surround a spacious flex area ready to be a game room, media room, home gym, or second living space. The owned solar system will be paid off at closing, so the buyer takes it free and clear, with no lease, no loan to assume, and no monthly payment, just lower electric bills from day one. Cottonwood Creek offers two pools, a playground, the park across the street, and sidewalk-lined streets for walking and biking. Hutto ISD. Quick access to US-79 and SH-130 puts Round Rock, Georgetown, Pflugerville, Taylor, and Austin within easy reach, with Historic Downtown Hutto and the Co-Op District’s local restaurants, shops, and events close by.

Highlights

Listed by Stephen Harris , (256) 226-2757 All City Real Estate Ltd. Co , (866) 277-6005. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

65 Quarterly

Year Built

2023

County

Williamson

Area

HU

Neighborhood

Cottonwood Creek

School District

Hutto ISD

Listing ID

9198708

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dryer, Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator, Washer
Floor:Carpet,Vinyl
Other:
  • ▪ Additional:Ceiling Fan(s), Double Vanity, Eat-in Kitchen, High Ceilings, Kitchen Island, Multiple Living Areas, Main Level Primary, Open Floorplan, Pantry, Quartz Counters, Stone Counters, Recessed Lighting, Storage, Soaking Tub, Study, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,Sprinklers Automatic,Few Trees
Roof:Composition,Shingle
Others:
  • ▪ Additional:Private Yard, Resale
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Front,Garage
Principal Interest
$2,091
Taxes
$720
HOA
$65

Home Price

$379,900

Loan Details

30 yrs
7.336%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,091.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,091.03 $719.62 $65.00 $2,875.65
Yearly $25,092.33 $8,635.43 $780.00 $34,507.76
Total $752,769.98 $259,062.90 $23,400.00 $1,035,232.88

Today's Rates

30 Year

7.34%

20 Year

7.18%

15 Year

6.74%

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Market insight data is pulled from the same city as the listing being viewed (Hutto, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Data last updated: 2026-10-15T19:05:06.000Z

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