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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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104 Cedar Bluff Dr , Harker Heights, TX 76548
$620,000
Est. Payment: $3,176.60/mo
5 Bed
3.5 Bath
3536 Sqft
Status: active | Days on site: 16
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Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome to The Ridge, one of the area’s most sought-after communities, where beautiful surroundings, convenient access, and a true neighborhood feel come together. This impressive 3,536 sq. ft. home offers generous living space, a long driveway, 3-car garage, and an upstairs view overlooking the lake. Step inside to a bright, open-concept layout filled with natural light. The main level features LVP flooring, a spacious living area that flows seamlessly into the kitchen, quartz countertops, a dedicated dining room, and a flexible home office that can easily serve as an additional bedroom. The spacious primary suite is a standout, but the spa-inspired primary bathroom steals the show—featuring a stunning walk-around shower, soaking tub, and dual vanities, creating the perfect retreat at the end of the day. A split floor plan provides added privacy and flexibility for everyday living. Upstairs, you'll find a versatile loft with its own full bathroom, perfect for a game room, guest retreat, second living area, or additional private suite. And don't miss the view—head upstairs and enjoy a beautiful vantage point overlooking the lake. Location is another major win. Enjoy living minutes from the lake, hiking trails, parks, schools, shopping, dining, and Market Heights Shopping Center. Convenient highway access makes commuting to Fort Cavazos (Fort Hood) and surrounding Central Texas communities easy. With 3,536 square feet, a 3-car garage, flexible living spaces, lake views, an open floor plan, quartz countertops, and a dream primary suite, this home delivers the space, location, and lifestyle buyers are searching for.

Highlights

Listed by Laura Oaks , 254-466-5042 All City Real Estate , 866-277-6005. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.59

Year Built

2024

County

Bell

Neighborhood

The Ridge Ph Three

School District

Killeen ISD

Listing ID

622250

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:See Remarks, Some Electric Appliances
Air Cond:See Remarks
Fireplaces:Living Room
Floor:Vinyl
Other:
  • Additional:All Bedrooms Down, Ceiling Fan(s), Garden Tub/Roman Tub, Home Office, Primary Downstairs, Main Level Primary, Split Bedrooms, Separate Shower, Vanity, Walk-In Closet(s), Kitchen/Family Room Combo, Pantry, See Remarks
Water:Public

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Covered Patio
Principal Interest
$3,177
Taxes
$395

Home Price

$620,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$124,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,176.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,176.60 $395.25 $0.00 $3,571.85
Yearly $38,119.18 $4,743.00 $0.00 $42,862.18
Total $1,143,575.39 $142,290.00 $0.00 $1,285,865.39

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Harker Heights, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T03:34:46.000Z

© 2026 Central Texas MLS