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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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304 Cottonwood Dr , Harker Heights, TX 76548
$320,000
Est. Payment: $1,611.20/mo
4 Bed
2 Bath
2210 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Discover the perfect blend of comfort, style and convenience in this expansive two-story home, ideally situated in a prime Harker Heights location. Nestled among established, mature trees, this property offers a serene escape while keeping you just moments away from premier local shopping, dining and the neighborhood golf course. The heart of the home features a large central island ideal for meal preparation and casual dining. With double ovens and an abundance of cabinetry, this kitchen is designed to satisfy the needs of any home chef, providing ample storage and prep space. The generous sized family room has a wood burning fireplace. With 4 generously sized, there is plenty of room for family and guests. Whether you are looking to entertain or unwind, the backyard features a charming gazebo for quiet mornings with a playscape making the backyard a perfect environment for active play. With a new roof installed June 2026 and new upstairs AC installed April 2026 this home is ready for its new owners!!
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Highlights

Listed by Heather Cortez , (254) 289-9135 ERA Brokers Consolidated , (254) 698-4300. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.3

Year Built

1977

County

Bell

 Neighborhood

Highland Oaks Estates Sec

 School District

Killeen ISD

Listing ID

618676

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Double Oven, Dishwasher, Electric Cooktop, Refrigerator, Water Heater, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
Air Cond:Electric,2 Units
Fireplaces:Living Room,Wood Burning
Floor:Carpet,Vinyl
Other:Ceiling Fan(s),His and Hers Closets,Primary Downstairs,Multiple Living Areas,Main Level Primary,Multiple Closets,Storage,Walk-In Closet(s),Granite Counters,Kitchen Island,Kitchen/Dining Combo
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Rain Gutters
Sewer:Public Sewer
Principal Interest
$1,611
Taxes
$204

Home Price

$320,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,611.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,611.20 $204.00 $0.00 $1,815.20
Yearly $19,334.37 $2,448.00 $0.00 $21,782.37
Total $580,031.14 $73,440.00 $0.00 $653,471.14

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Harker Heights, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS