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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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402 Polar Cir , Harker Heights, TX 76548
$585,000
Est. Payment: $2,937.79/mo
4 Bed
4 Bath
4116 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Welcome to this impressive 4-bedroom, 4-bathroom home offering 4100 sqft of versatile living space on a premium 0.87-acre lot in desirable Country Trails! Built in 2003 with thoughtful design, this two-story residence features an attached garage, ample room for family gatherings, and plenty of outdoor space for recreation or future expansions. Located in family-friendly Harker Heights, enjoy convenient access to schools, shopping, Fort Cavazos, and major highways. Perfect for those seeking space, comfort, and value in today's market.
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Highlights

Listed by Dong Kim , (254) 681-0070 Olympic Real Estate , (254) 628-4653. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.72

Year Built

2003

County

Bell

 Neighborhood

Country Trails Add 16th P

 School District

Killeen ISD

Listing ID

606278

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Some Electric Appliances, Microwave
Air Cond:Central Air,Electric,2 Units
Fireplaces:
Floor:Carpet,Tile
Other:Ceiling Fan(s),Garden Tub/Roman Tub,Pull Down Attic Stairs,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Bar,Breakfast Area,Eat-in Kitchen,Kitchen Island,Pantry
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Enclosed Porch,Private Yard
Sewer:Public Sewer
Principal Interest
$2,938
Taxes
$373

Home Price

$585,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$117,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,937.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,937.79 $372.94 $0.00 $3,310.73
Yearly $35,253.53 $4,475.25 $0.00 $39,728.78
Total $1,057,605.89 $134,257.50 $0.00 $1,191,863.39

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Harker Heights, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T08:34:40.000Z

© 2026 Central Texas MLS