Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

190 Cedar Bluff Loop , Gatesville, TX 76528
$505,000
Est. Payment: $2,590.06/mo
3 Bed
2 Bath
2054 Sqft
Status: active | Days on site: 329
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Stunning new construction located in Gatesville’s newest subdivision, Cedar Bluff, just outside the city limits on nearly 3 wooded acres, offering a peaceful setting with quick access to surrounding cities—less than 30 minutes to Killeen and 40 minutes to Waco or Temple. Home features a timeless Austin stone exterior with striking black accents and a spacious 3-bedroom, 2-bathroom layout plus a versatile flex/office space. Inside, find a gourmet kitchen with granite countertops, a large island, abundant cabinetry, and a large pantry. Home will be enhanced by luxury vinyl plank flooring throughout. Isolated primary suite includes double vanities, a soaking tub, and a separate shower. Additional features include a tankless water heater, spray foam insulation, and a large utility room with extra storage cabinets. Outdoor living is easy with the expansive covered back patio overlooking the wooded acreage.

Highlights

Listed by Kandi Luensmann , (254) 223-8883 Front Porch Realty , (254) 865-6991. Central Texas MLS

Property Type

Residential

Lot/Acreage
2.82

HOA Fee

300

Year Built

2025

County

Coryell

Neighborhood

Cedar Bluff

School District

Gatesville ISD

Listing ID

593347

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Tankless Water Heater, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
Air Cond:Central Air,Electric,1 Unit
Fireplaces:Living Room,Propane
Floor:Vinyl
Other:
  • Additional:Built-in Features, Ceiling Fan(s), Double Vanity, Garden Tub/Roman Tub, High Ceilings, Home Office, Pull Down Attic Stairs, Recessed Lighting, Split Bedrooms, Separate Shower, Tub Shower, Vanity, Walk-In Closet(s), Breakfast Bar, Custom Cabinets, Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry, Walk-In Pantry
Water:Private,Well

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Covered Patio, Porch
Sewer:Septic Tank
Parking Features:Attached,Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$2,590
Taxes
$322
HOA
$300

Home Price

$505,000

Loan Details

30 yrs
6.637%

Down Payment

20%
$101,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,590.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,590.06 $321.94 $300.00 $3,212.00
Yearly $31,080.75 $3,863.25 $3,600.00 $38,544.00
Total $932,422.56 $115,897.50 $108,000.00 $1,156,320.06

Today's Rates

30 Year

6.64%

20 Year

6.43%

15 Year

5.99%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Gatesville, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-03T05:22:59.000Z

© 2026 Central Texas MLS