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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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102 Elmo St , Florence, TX 76527
$459,000
Est. Payment: $2,311.06/mo
3 Bed
3 Bath
1993 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Step into this vintage home with modern updates at 102 Elmo Street in the heart of Florence, Texas. Originally built in 1941, 1,941 square feet of inviting living space with 3 bedrooms, 3 full bathrooms, & sits on an impressive 1.32-acre lot shaded by mature trees & partially fenced. The home's curb appeal shines with an established yard, fresh landscaping, & a covered front porch—perfect for relaxing with your morning coffee or enjoying peaceful Texas evenings. The modern steel front door opens to a spacious living room filled w/natural light from large windows, a wood-burning fireplace w/raised hearth & built-in corner nook creating a warm focal point. The galley-style kitchen w/stainless steel appliances, butcher block countertops, & abundant cabinetry. Bathed in natural light, the oversized dining area offers a storage room & access to the backyard & garage & laundry room. The primary room is at the rear w/a generous sized room, ceiling fan, walk-in closet, & bath w/walk-in shower. The 2nd bedroom is spacious w/exterior entrance, walk-in closet, & private bath w/a tub/shower combo. A 3rd bedroom w/large windows, dual cedar closets, & a 3rd full bath located across the hallway. An attic fan provides additional comfort during cool Texas evenings when you want to open the windows & enjoy the breeze. An attached 2-car garage w/extensive built-in storage cabinets along the back & side walls. Updates include lighting, stainless steel kitchen appliances, interior & exterior paint, a modern steel front door, & the HVAC system replaced 2 years ago. The 1.32-acre lot presents a rare opportunity. City has approved subdivision into lots, for future development. Survey & plat required. This property provides the perfect blend of privacy, character, & convenience. Enjoy the friendly atmosphere of small-town living w/easy commute to Georgetown, Killeen/Fort Hood, Austin, & surrounding communities. Shopping, restaurants, & everyday conveniences are nearby.

Highlights

Listed by Renee Farris , 512-213-9833 All City Real Estate , 866-277-6005. Central Texas MLS

Property Type

Residential

Lot/Acreage
1.32

Year Built

1941

County

Williamson

Neighborhood

Florence City

School District

Florence ISD

Listing ID

617223

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Range Hood, Washer, Some Electric Appliances
Air Cond:Central Air,Electric,1 Unit,Attic Fan
Fireplaces:Living Room,Raised Hearth,Stone,Wood Burning
Floor:Luxury Vinyl Plank
Other:All Bedrooms Down,Cedar Closet(s),Ceiling Fan(s),Primary Downstairs,Main Level Primary,Split Bedrooms,Storage,Shower Only,Separate Shower,Tub Shower,Vanity,Walk-In Closet(s),Window Treatments
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Porch
Sewer:Public Sewer
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$2,311
Taxes
$293

Home Price

$459,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,311.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,311.06 $292.61 $0.00 $2,603.67
Yearly $27,732.74 $3,511.35 $0.00 $31,244.09
Total $831,982.17 $105,340.50 $0.00 $937,322.67

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Florence, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T05:34:42.000Z

© 2026 Central Texas MLS