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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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171 N Pin Oak Xing , Elgin, TX 78621
$538,000
Est. Payment: $2,701.77/mo
4 Bed
3 Bath
2204 Sqft
Status: active | Days on site: 254
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome to 171 Pin Oak Crossing, where thoughtful updates and traditional design come together on a beautiful tree-filled lot in one of Elgin’s most sought-after communities. Just 7 minutes from downtown Elgin, this home offers the perfect blend of country serenity and everyday convenience. Inside, you'll find an open and light-filled floor plan inviting you in, highlighted by warm faux hardwood-style tile flooring, custom lighting, and a brick wood-burning fireplace that serves as the heart of the home. The spacious kitchen is both stylish and practical, featuring a central island, double ovens, pantry, and designer backsplash, perfect for everyday meals or entertaining family and friends. Sunlight filters throughout the main living areas and sunroom, creating a bright and welcoming atmosphere. From the kitchen passthrough, enjoy a connection to nature, as windows provide excellent views of both the front and back yards. The primary suite offers a true retreat, complete with rustic hardwoods, private balcony, and an ensuite bath with dual sinks, tiled shower, and a stunning copper soaking tub. The additional bedrooms are equally inviting, offering flexibility for guests and 4th bedroom or office. Step outside to enjoy your private backyard haven, ideal for relaxing or entertaining. A large deck overlooks the yard, while a cowboy pool, lounging area, and in-ground fire pit create spaces for every season. The newly added 624 sq. ft. metal garage provides ample room for vehicles, tools, or a workshop setup. Set within the gated community of The Arbors at Dogwood Creek, residents enjoy tree-lined streets, spacious lots, and a strong sense of community, privacy, and all just minutes from local schools, shops, and dining. 171 Pin Oak Crossing isn’t just a home, it’s a lifestyle built around space, comfort, and connection. Experience it! Recent Appraisal Available

Highlights

Listed by Christopher Pena , (512) 820-3028 The Agency Austin, LLC , (512) 607-5113. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
1.22

HOA Fee

400 Annually

Year Built

2000

County

Bastrop

Area

EL

Neighborhood

The Arbors At Dogwood Creek

School District

Elgin ISD

Listing ID

1780572

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Double Oven, Dishwasher, Electric Cooktop, Exhaust Fan, Free-Standing Range, Disposal
Floor:Tile,Vinyl,Wood
Other:Breakfast Bar,Bookcases,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,French Door(s)/Atrium Door(s),Granite Counters,High Ceilings,Interior Steps,Kitchen Island,Multiple Living Areas,Multiple Dining Areas,Pantry,Soaking Tub,Study,Walk-In Closet(s)
Other:Private

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Irregular Lot,Level,Trees Medium Size
Roof:Composition
Others:Balcony,Rain Gutters,See Remarks,Updated/Remodeled
Sewer:Septic Tank
Parking Features:Additional Parking,Attached,Covered,Door-Multi,Driveway,Detached,Garage,Garage Faces Side,See Remarks
Principal Interest
$2,702
Taxes
$705
HOA
$400

Home Price

$538,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$107,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,701.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,701.77 $705.17 $400.00 $3,806.93
Yearly $32,421.19 $8,462.00 $4,800.00 $45,683.19
Total $972,635.84 $253,860.00 $144,000.00 $1,370,495.84

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Data last updated: 2026-07-17T07:17:33.000Z

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