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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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109 Elm Wood Dr , Elgin, TX 78621
$647,000
Est. Payment: $3,561.19/mo
4 Bed
3 Bath
3054 Sqft
1.01 Acres
Status: active | Days on site: 22
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Escape to the serene The Arbors at Dogwood Creek in Elgin, TX. This David Weekley 4-bedroom, 3-bathroom home on a 1-acre lot blends luxury with sustainable country living. The bright, open-concept living area features a cozy fireplace and scenic backyard views. The main level hosts three bedrooms and two full baths, including a secluded primary suite. The spa-like primary bath features dual vanities, a walk-in shower, a garden tub, and a large walk-in closet. Upstairs, you’ll find a generous game room, a fourth bedroom, and a full bath, plus convenient attic access. Outdoor living is a dream with a covered front porch, a sprinkler system, mature fruit trees (peach, plum, pear, fig), and full leaf guard gutters. The expansive backyard is an entertainer's paradise, boasting a covered porch extending onto a deck that's appr. 16 x 32 feet and shaded from the afternoon sun as it faces east, raised garden beds, a 12 x20 feet storage building with a bench, shelving and upper storage area and three-sided perimeter fencing. Eco-friendly and practical upgrades include six rain barrels, an underground 500-gallon propane tank, and additional storage. Security system has never been used by owners.

Highlights

Listed by Pamela Harkins , 512-801-2087 Keller Williams Realty , 512-678-1100. Central Texas MLS

Property Type

Residential

Lot/Acreage
1.01

HOA Fee

532 Annually

Year Built

2003

County

Bastrop

Neighborhood

The Arbors At Dogwood Creek

School District

Elgin ISD

Listing ID

625909

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Gas Cooktop, Microwave, Oven, Built-In Oven
Air Cond:Central Air,Electric
Fireplaces:Gas Log,Living Room,Wood Burning
Floor:Carpet,Tile,Wood
Other:
  • ▪ Additional:Built-in Features, Ceiling Fan(s), Crown Molding, Dining Area, Separate/Formal Dining Room, Double Vanity, Garden Tub/Roman Tub, Primary Downstairs, Multiple Living Areas, Main Level Primary, See Remarks, Separate Shower, Walk-In Closet(s), Breakfast Area, Custom Cabinets, Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Pantry, Walk-In Pantry
Water:Community/Coop

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Rain Gutters, Propane Tank - Owned
Sewer:Septic Tank
Parking Features:Attached,Carport,Garage
Principal Interest
$3,561
Taxes
$412
HOA
$532

Home Price

$647,000

Loan Details

30 yrs
7.336%

Down Payment

20%
$129,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,561.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,561.19 $412.46 $532.00 $4,505.65
Yearly $42,734.24 $4,949.55 $6,384.00 $54,067.79
Total $1,282,027.32 $148,486.50 $191,520.00 $1,622,033.82

Today's Rates

30 Year

7.34%

20 Year

7.18%

15 Year

6.74%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-15T19:04:58.000Z

© 2026 Central Texas MLS