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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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365 Highway 95 S , Elgin, TX 78621
$295,000
Est. Payment: $1,481.45/mo
3 Bed
1 Bath
1734 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome to your charming retreat just beyond the city limits! This cozy home is nestled on a generous half-acre lot with no HOA, offering you the perfect blend of tranquility and convenience. Comes with a newly installed 30 amp plug for easy RV hookup. It's the perfect canvas waiting for your personal touch to make it your home. You also have all brand-new windows(lifetime warranty) throughout the home,water softener and all appliances included. With tons of potential, you have the freedom to turn each space into a reflection of your style and personality or you can open your own business here as well. And let's talk convenience because who wants to sacrifice that? Close enough to the city for those last-minute dinner plans, yet far enough to escape the hustle and bustle. It's the best of both worlds!Don't just envision it, make it yours. This isn't just a house, it's an opportunity of endless possibilities of what "home" truly means to you. Welcome to your next chapter.

Highlights

Listed by Yvonne Garza , (956) 579-7093 Real Broker, LLC , (956) 579-7093. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.39

Year Built

1975

County

Bastrop

Area

3100

Neighborhood

Rural Acres

School District

Bastrop ISD

Listing ID

1967692

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Washer, Dryer, Stove/Range, Refrigerator, Water Softener (owned)
Air Cond:One Central
Fireplaces:
Floor:Ceramic Tile
Other:One Living Area,Separate Dining Room,Utility Room Inside,Open Floor Plan,Cable TV Available,High Speed Internet,Laundry Room

Exterior Features

Roof:Composition
Others:Other - See Remarks
Sewer:Water System,Sewer System,Septic
Parking Features:None/Not Applicable
Principal Interest
$1,481
Taxes
$386

Home Price

$295,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,481.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,481.45 $386.25 $0.00 $1,867.70
Yearly $17,777.42 $4,635.00 $0.00 $22,412.42
Total $533,322.63 $139,050.00 $0.00 $672,372.63

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T16:26:40.000Z

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