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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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123 Zacate St , Elgin, TX 78621
$549,900
Est. Payment: $2,817.44/mo
4 Bed
3 Bath
2400 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome to a one-of-a-kind property situated on approximately .85 acres with space, privacy, and versatility. Inside the main home, you’ll find three spacious bedrooms and an open layout that brings the living, dining, and kitchen areas together. The kitchen makes a statement with sleek modern cabinetry, quartz countertops, glass-front accents, built-in appliances, an oversized island with plenty of seating, and a convenient pot filler that home cooks will appreciate. The detached garage features finished interior walls and durable epoxy flooring, creating a clean, polished space for parking, storage, a workshop, or a home gym. The expansive backyard is dotted with beautiful trees and offers endless possibilities for outdoor living - create a garden, add a play area, host weekend gatherings, or design the backyard oasis you’ve been dreaming of. A covered lower-level patio provides a shaded space for relaxing or entertaining, while the rooftop deck is perfect for slow mornings with coffee, colorful Texas sunsets, and evenings spent stargazing. A masonry privacy wall and two gated entrances - one from Zacate Street and another from Monte Vista Drive - add both privacy and convenient access. The property is equipped with a subsurface drip-dispersal septic system, which distributes treated wastewater underground without above-ground septic spray heads. Whole-house water filtration and softener systems convey, along with the appliances in both residences. Located near Tesla, Samsung, Dell Technologies, Austin-Bergstrom International Airport. An adjacent half-acre lot with utilities is also available for purchase separately.

Highlights

Listed by Amanda Hernandez , 737-221-7356 Realty Texas LLC , 800-660-1022. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.85

Year Built

2023

County

Bastrop

Neighborhood

Monte Vista

School District

Elgin ISD

Listing ID

622812

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dryer, Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Refrigerator, Range Hood, Vented Exhaust Fan, Washer, Some Electric Appliances, Built-In Oven, Cooktop, Microwave, Water Softener Owned
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Carpet,Tile
Other:
  • Additional:Ceiling Fan(s), Chandelier, Carbon Monoxide Detector, Double Vanity, High Ceilings, In-Law Floorplan, Multiple Living Areas, Open Floorplan, Pull Down Attic Stairs, Quartz Counters, Stone Counters, Recessed Lighting, Storage, Solid Surface Counters, Soaking Tub, Tub Shower, Walk-In Closet(s), Eat-in Kitchen, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo
Water:Community/Coop

Exterior Features

Roof:Composition,Shingle
Others:
  • Additional:Balcony, Covered Patio, Deck, Porch, Private Yard, Rain Gutters
Sewer:Aerobic Septic
Parking Features:Door-Single,Detached,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$2,817
Taxes
$351

Home Price

$549,900

Loan Details

30 yrs
6.627%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,817.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,817.44 $350.56 $0.00 $3,168.00
Yearly $33,809.25 $4,206.74 $0.00 $38,015.99
Total $1,014,277.60 $126,202.05 $0.00 $1,140,479.65

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-31T05:22:16.000Z

© 2026 Central Texas MLS