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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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123 Zacate St , Elgin, TX 78621
$549,900
Est. Payment: $2,817.44/mo
4 Bed
3 Bath
2400 Sqft
Status: active | Days on site: 2
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Jeannette Spinelli
Broker Associate & Founder

House Description

Welcome to a one-of-a-kind property situated on approximately .85 acres with space, privacy, and versatility. Inside the main home, you’ll find three spacious bedrooms and an open layout that brings the living, dining, and kitchen areas together. The kitchen makes a statement with sleek modern cabinetry, quartz countertops, glass-front accents, built-in appliances, an oversized island with plenty of seating, and a convenient pot filler that home cooks will appreciate. The detached garage features finished interior walls and durable epoxy flooring, creating a clean, polished space for parking, storage, a workshop, or a home gym. The expansive backyard is dotted with beautiful trees and offers endless possibilities for outdoor living - create a garden, add a play area, host weekend gatherings, or design the backyard oasis you’ve been dreaming of. A covered lower-level patio provides a shaded space for relaxing or entertaining, while the rooftop deck is perfect for slow mornings with coffee, colorful Texas sunsets, and evenings spent stargazing. A masonry privacy wall and two gated entrances - one from Zacate Street and another from Monte Vista Drive - add both privacy and convenient access. The property is equipped with a subsurface drip-dispersal septic system, which distributes treated wastewater underground without above-ground septic spray heads. Whole-house water filtration and softener systems convey, along with the appliances in both residences. Located near Tesla, Samsung, Dell Technologies, Austin-Bergstrom International Airport. An adjacent half-acre lot with utilities is also available for purchase separately.

Highlights

Listed by Amanda Hernandez , (737) 221-7356 Realty Texas LLC , (800) 660-1022. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.85

Year Built

2023

County

Bastrop

Area

EL

Neighborhood

Monte Vista

School District

Elgin ISD

Listing ID

7266393

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Built-In Electric Oven, Built-In Electric Range, Cooktop, Dryer, Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Exhaust Fan, Electric Oven, Disposal, Microwave, Refrigerator, Range Hood, Water Softener Owned, Stainless Steel Appliance(s), Washer
Floor:Carpet,Tile
Other:
  • Additional:Breakfast Bar, Built-in Features, Ceiling Fan(s), Chandelier, Double Vanity, Eat-in Kitchen, French Door(s)/Atrium Door(s), High Ceilings, In-Law Floorplan, Kitchen Island, Multiple Living Areas, Main Level Primary, Open Floorplan, Quartz Counters, Stone Counters, Recessed Lighting, Storage, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Alley,Back Yard,Cul-De-Sac,Private,Trees Small Size
Lot Dimensions:37113
Roof:Composition,Shingle
Others:
  • Additional:Balcony, Covered Courtyard, Exterior Steps, Private Entrance, Private Yard, Rain Gutters, Resale
Sewer:Public Sewer,Septic Tank
Parking Features:Detached,Electric Gate,Garage Faces Front,Garage,Garage Door Opener,Gated
Principal Interest
$2,817
Taxes
$280

Home Price

$549,900

Loan Details

30 yrs
6.627%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,817.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,817.44 $280.08 $0.00 $3,097.52
Yearly $33,809.25 $3,361.00 $0.00 $37,170.25
Total $1,014,277.60 $100,830.00 $0.00 $1,115,107.60

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-31T06:10:28.000Z

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