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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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537 Lower Elgin Rd , Elgin, TX 78621
$439,000
Est. Payment: $2,210.36/mo
3 Bed
2 Bath
1600 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Escape the hustle and embrace peaceful country living just outside the Austin metro at 537 Lower Elgin Rd! This beautifully maintained 3-bedroom, 2-bath home offers approximately 1,600 square feet of thoughtfully designed living space with a desirable split-bedroom floor plan. The open-concept layout features soaring ceilings, abundant natural light, and a spacious kitchen with a large center island—perfect for everyday living and entertaining. Situated on a generous homesite, you’ll enjoy wide-open Texas skies, a permanently affixed storage building/workshop with covered parking, and plenty of outdoor space to relax, garden, or pursue your favorite hobbies. The property is serviced by two aerobic septic tanks, offering additional capacity and functionality, and has been exceptionally maintained, making it move-in ready. The mounted TVs with their mounts, the garage refrigerator, and deep freezer will convey with the home. Seller is also offering buyer concessions with an acceptable offer. Looking for even more? The greenhouse and dining room table with chairs are available for purchase separately. Schedule your private showing today and experience all this beautiful property has to offer!
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Highlights

Listed by Tammy Harmon , 512-796-5625 eXp Realty - Austin , 888-519-7431. Central Texas MLS

Property Type

Residential
Lot/Acreage
0.59

Year Built

2022

County

Bastrop

 Neighborhood

Lower Elgin Road

 School District

Elgin ISD

Listing ID

619070

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Gas Cooktop, Cooktop, Microwave
Air Cond:Central Air,1 Unit
Fireplaces:
Floor:Ceramic Tile,Laminate
Other:Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,Primary Downstairs,Main Level Primary,Separate Shower,Eat-in Kitchen,Kitchen Island

Exterior Features

Roof:Composition,Shingle
Others:See Remarks
Sewer:Not Connected (at lot),Public Sewer

Open House

Upcoming Open Houses
Saturday 12:00 pm - 3:00 pm Jul 18
Principal Interest
$2,210
Taxes
$280

Home Price

$439,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$87,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,210.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,210.36 $279.86 $0.00 $2,490.22
Yearly $26,524.34 $3,358.35 $0.00 $29,882.69
Total $795,730.22 $100,750.50 $0.00 $896,480.72

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS