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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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18616 Speculator Ln , Elgin, TX 78621
$249,900
Est. Payment: $1,281.70/mo
4 Bed
2 Bath
1794 Sqft
Status: active | Days on site: 23
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Jeannette Spinelli
Broker Associate & Founder

House Description

Move-in ready in Homestead Estates. This single-story 4-bedroom, 2-bath home has just been refreshed with brand-new carpet, fresh interior paint throughout, and updated landscaping — turnkey and waiting for you. The open layout keeps the kitchen, dining, and living areas connected, with a two-car attached garage and a fenced backyard ready for weekends outdoors. Homestead Estates residents enjoy a neighborhood park, playground, dog park, walking trails, and a covered picnic pavilion, all within Elgin ISD and a short walk to Elgin High School. Quick access to US-290 puts you roughly 25 minutes from Austin and an easy commute to Tesla, Samsung, and Applied Materials. Low annual HOA. Schedule your showing today.

Highlights

Listed by Nicholas Easley , (512) 363-2980 and Brandon Easley , (512) 663-2848 Compass RE Texas, LLC , (512) 575-3644. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

420 Annually

Year Built

2020

County

Travis

Area

EL

Neighborhood

Homestead Estates

School District

Elgin ISD

Listing ID

6964896

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Exhaust Fan, Electric Water Heater, Free-Standing Range, Disposal, Microwave, Oven, Refrigerator, Self Cleaning Oven
Floor:Carpet,Vinyl
Other:
  • Additional:Breakfast Bar, Granite Counters, Main Level Primary, Pantry, Walk-In Closet(s)
Water:Private

Exterior Features

Roof:Composition
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:Attached,Garage,Garage Door Opener
Principal Interest
$1,282
Taxes
$159
HOA
$420

Home Price

$249,900

Loan Details

30 yrs
6.637%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,281.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,281.70 $159.31 $420.00 $1,861.01
Yearly $15,380.36 $1,911.74 $5,040.00 $22,332.09
Total $461,410.69 $57,352.05 $151,200.00 $669,962.74

Today's Rates

30 Year

6.64%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-09-03T00:22:27.000Z

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