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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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138 Cider Creek Dr , Elgin, TX 78621
$234,270
Est. Payment: $1,179.55/mo
3 Bed
2 Bath
1230 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Welcome home to 138 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! Inside, you’ll be greeted by an open concept living space, light-filled interior, and thoughtful features. In the heart of the home, the kitchen showcases premium features such as light brown cabinets, Miami White Silestone countertops, a corner pantry, and sleek black appliances with a gas range. Just off the garage, a utility room offers a designated area to keep laundry swift and organized. Retire to the primary suite and unwind with a walk-in closet, dual vanity, and a walk-in shower. Enjoy other amazing highlights such as nickel interior hardware, Silestone bathroom vanities, and a front porch perfect for morning coffee and evening sunsets. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events, plus the convenience of an on-site elementary school just steps away!
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Highlights

Listed by Daniel Wilson , (512) 328-7777 New Home Now , (512) 960-4705. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
0.12

HOA Fee

70 Monthly

Year Built

2026

County

Bastrop

Area

EL

 Neighborhood

Harvest Ridge

 School District

Elgin ISD

Listing ID

4271329

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Gas Oven, Gas Range, Tankless Water Heater
Floor:Carpet,Vinyl
Other:Double Vanity,Entrance Foyer,Main Level Primary,No Interior Steps,Open Floorplan,Pantry,Stone Counters,Recessed Lighting,Walk-In Closet(s)
Other:Public,Municipal Utility District

Exterior Features

Lot:Back Yard,Close to Clubhouse,Front Yard,Sprinklers In Rear,Sprinklers In Front,Level,Sprinklers Automatic,Sprinklers On Side,Trees Small Size
Roof:Composition,Shingle
Others:Private Yard,New Construction
Sewer:Municipal Utility District
Parking Features:Attached,Garage Faces Front
Principal Interest
$1,180
Taxes
$149
HOA
$70

Home Price

$234,270

Loan Details

30 yrs
6.459%

Down Payment

20%
$46,854
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,179.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,179.55 $149.35 $70.00 $1,398.89
Yearly $14,154.57 $1,792.17 $840.00 $16,786.74
Total $424,637.17 $53,764.97 $25,200.00 $503,602.14

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-07-17T01:20:20.000Z

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