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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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304 S Main St , Elgin, TX 78621
$265,000
Est. Payment: $1,334.27/mo
3 Bed
2 Bath
1510 Sqft
Status: active | Days on site: 178
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder

House Description

Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience. Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function. Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.

Highlights

Listed by Sharon Carroll , (512) 909-0724 Coldwell Banker Realty , (512) 233-4868. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.13

Year Built

1940

County

Bastrop

Neighborhood

Elgin City

School District

Elgin ISD

Listing ID

599413

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Dishwasher, Electric Cooktop, Microwave, Washer, Some Electric Appliances
Air Cond:Central Air,Electric,1 Unit
Fireplaces:
Floor:Tile,Wood
Other:All Bedrooms Down,Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Kitchen/Dining Combo,Laminate Counters,Multiple Closets,Storage,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s),Window Treatments,Breakfast Area
Other:Not Connected (at lot),Public

Exterior Features

Roof:Composition,Shingle
Others:Covered Patio,Porch,Private Yard,Rain Gutters
Sewer:Not Connected (at lot),Public Sewer
Parking Features:No Garage
Principal Interest
$1,334
Taxes
$169

Home Price

$265,000

Loan Details

30 yrs
6.459%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,334.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,334.27 $168.94 $0.00 $1,503.21
Yearly $16,011.28 $2,027.25 $0.00 $18,038.53
Total $480,338.29 $60,817.50 $0.00 $541,155.79

Today's Rates

30 Year

6.46%

20 Year

6.2%

15 Year

5.91%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T00:50:45.000Z

© 2026 Central Texas MLS