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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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304 S Main St , Elgin, TX 78621
$259,000
Est. Payment: $1,327.00/mo
3 Bed
2 Bath
1510 Sqft
Status: active | Days on site: 251
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Jeannette Spinelli
Broker Associate & Founder
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House Description

1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval. Step inside this charming Elgin gem, where a classic white picket fence sets the tone for a place that instantly feels like home — with bonus mixed-use potential. Just minutes from downtown restaurants and shops, it blends small-town charm with everyday convenience. Inside, you’ll find arched doorways, timeless character, wood + tile flooring, and a cozy nook perfect for reading or working. The spacious layout is ideal for living, entertaining, or even business use. The primary suite overlooks the backyard and features two walk-in closets. Out back, enjoy a large covered porch with a ceiling fan, a roomy yard, and a storage shed. With a 2019 roof and new dishwasher, refrigerator, and water heater, this one is truly move-in ready.
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Highlights

Listed by Sharon Carroll , (512) 909-0724 Coldwell Banker Realty , (512) 233-4868. Austin MLS mls logo

Property Type

Residential
Lot/Acreage
0.13

Year Built

1940

County

Bastrop

Area

EL

 Neighborhood

Elgin City 003

 School District

Elgin ISD

Listing ID

5311698

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Dishwasher, Electric Range, Electric Water Heater, Free-Standing Refrigerator, Disposal, Microwave, Oven, Washer
Floor:Tile,Wood
Other:
  • ▪ Additional:Ceiling Fan(s), Main Level Primary, No Interior Steps
Water:Public

Exterior Features

Lot:Level,Trees Large Size,Trees Medium Size
Roof:Composition
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:Off Street,Outside
Principal Interest
$1,327
Taxes
$530

Home Price

$259,000

Loan Details

30 yrs
6.627%

Down Payment

20%
$51,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,327.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,327.00 $530.14 $0.00 $1,857.14
Yearly $15,923.98 $6,361.72 $0.00 $22,285.70
Total $477,719.40 $190,851.60 $0.00 $668,571.00

Today's Rates

30 Year

6.63%

20 Year

6.43%

15 Year

5.99%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-31T06:10:28.000Z

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