Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

404 Saddlehorn Dr , Dripping Springs, TX 78620
$695,000
Est. Payment: $3,840.15/mo
4 Bed
3 Bath
2861 Sqft
1.53 Acres
Status: active | Days on site: 10
Get Pre-Qualified
2497 - 436817,637907
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Jeannette Spinelli, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Set on 1.53 acres in the Saddletree Ranch community, this single-story home puts Dripping Springs Hill Country distance between neighbors while keeping Lakeway and downtown Dripping Springs a short drive away, all inside the Lake Travis ISD boundary. Freshly painted inside and outside, the property features a standing-seam metal roof, owned solar tied to PEC, a private well, a 500-gallon propane tank, two rainwater collection tanks totaling 32K gallons of water-holding capacity, and windows replaced in 2025. Inside, an open floor plan carries the kitchen, dining, and living areas under a floor-to-ceiling stone fireplace, with concrete floors running the length of the main living space. The kitchen features dark granite countertops, classic wood cabinetry, and double ovens for buyers who host as often as they cook, with the washer, dryer, two refrigerators, and one freezer all included. A vaulted, window-lined dining room and a separate breakfast nook offer two distinct places to gather. The floor plan features four bedrooms plus one dedicated study, with carpet in all the bedrooms and the dedicated study installed 09/21/26. The primary suite is set apart from the other bedrooms with its own bathroom and a large walk-in closet. A soaking tub, glass walk-in shower, and double vanity storage are among the finishes across the home's bathrooms, and tray ceilings and oversized windows bring in natural light and wooded views. Out back, a covered patio and an oversized wood deck run the width of the house, built for watching the sun drop over the rolling terrain. Saddletree Ranch residents also have a neighborhood park with a pavilion and playground close by, an added community amenity for a property with this much land. Acreage like this inside Lake Travis ISD, within reach of Lakeway shopping and dining and the Hill Country wineries along the 290 corridor, does not come up often in Dripping Springs.

Highlights

Listed by Gene Arant , (512) 261-1000 and Annette Ramey , (512) 413-0159 Keller Williams - Lake Travis , (512) 263-9090. Austin MLS mls logo

Property Type

Residential

Lot/Acreage
1.53

HOA Fee

781 Annually

Year Built

2001

County

Travis

Area

LS

Neighborhood

Saddletree Ranch Sec 03

School District

Lake Travis ISD

Listing ID

4074929

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Double Oven, Dishwasher, Gas Cooktop, Microwave, Range Hood, Stainless Steel Appliance(s)
Floor:Carpet,Concrete,Tile
Other:
  • ▪ Additional:Breakfast Bar, Bookcases, Built-in Features, Tray Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Granite Counters, Kitchen Island, Multiple Living Areas, Multiple Dining Areas, Main Level Primary, No Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Study, Tile Counters
Water:See Remarks,Well

Exterior Features

Lot:Back Yard,Many Trees
Roof:Metal
Others:
  • ▪ Additional:Private Yard, Resale
Sewer:Septic Tank
Parking Features:Attached,Concrete,Driveway,Garage
Principal Interest
$3,840
Taxes
$1,007
HOA
$781

Home Price

$695,000

Loan Details

30 yrs
7.375%

Down Payment

20%
$139,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,840.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,840.15 $1,007.17 $781.00 $5,628.32
Yearly $46,081.85 $12,086.00 $9,372.00 $67,539.85
Total $1,382,455.38 $362,580.00 $281,160.00 $2,026,195.38

Today's Rates

30 Year

7.38%

20 Year

7.18%

15 Year

6.77%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Dripping Springs, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Spinelli Residential Group | KW - Austin Portfolio Real Estate nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Austin MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-18T07:02:02.000Z

© 2026 Austin MLS

MLS Logo - Austin MLS