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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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549 Saddle Vista , Cibolo, TX 78108
$399,999
Est. Payment: $2,062.76/mo
4 Bed
3.5 Bath
2963 Sqft
Status: active | Days on site: 195
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jeannette Spinelli
Broker Associate & Founder
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House Description

Your new home awaits you and is conveniently situated between San Antonio and New Braunfels in the beautiful subdivision of Saddle Creek Ranch. Boasting over 2900 sq ft, this 4 bedroom, 3.5 bath is a dream home. This house features two dedicated rooms, which can be used as a study, home gym, media room or formal dining room, both with beautiful French doors. This open floor plan and high ceilings allow for tons of natural light and plenty of space to entertain. Your family can enjoy the large downstairs family room adjacent to a chef's kitchen with an oversized kitchen island. The game room upstairs offers more French doors that lead into the balcony, overlooking the beautiful front yard and community. The backyard and covered patio provide the perfect place for rest and relaxation. The neighborhood amenities include a pool, clubhouse, park/playground, jogging trails, and a sports court.
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Highlights

Listed by Patty Hamner , (210) 473-2926 Kolt Properties, LLC , (210) 473-2926. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential
Lot/Acreage
0.16

HOA Fee

125 Quarterly

Year Built

2015

County

Guadalupe

Area

3100

 Neighborhood

Saddle Creek Ranch

 School District

Schertz-Cibolo-Universal City ISD

Listing ID

1922042

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Ceiling Fans, Washer Connection, Dryer Connection, Microwave Oven, Stove/Range, Refrigerator, Disposal, Dishwasher, Smoke Alarm, Pre-Wired for Security, Electric Water Heater, Garage Door Opener, Solid Counter Tops, 2+ Water Heater Units
Air Cond:One Central
Fireplaces:
Floor:Carpeting,Ceramic Tile
Other:Three Living Area,Liv/Din Combo,Separate Dining Room,Eat-In Kitchen,Two Eating Areas,Island Kitchen,Breakfast Bar,Study/Library,Game Room,Media Room,Loft,Utility Room Inside,High Ceilings,Open Floor Plan,Laundry Main Level,Laundry Room,Walk in Closets

Exterior Features

Lot:Mature Trees (ext feat)
Roof:Composition
Others:Patio Slab,Covered Patio,Deck/Balcony,Privacy Fence,Sprinkler System,Double Pane Windows,Has Gutters,Mature Trees
Sewer:City
Parking Features:Two Car Garage
Principal Interest
$2,063
Taxes
$710
HOA
$125

Home Price

$399,999

Loan Details

30 yrs
6.69%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,062.76

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,062.76 $710.02 $125.00 $2,897.78
Yearly $24,753.15 $8,520.22 $1,500.00 $34,773.37
Total $742,594.39 $255,606.60 $45,000.00 $1,043,200.99

Today's Rates

30 Year

6.69%

20 Year

6.71%

15 Year

6.05%

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Market insight data is pulled from the same city as the listing being viewed (Cibolo, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-25T00:35:20.000Z

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