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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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220 Saddle Summit , Cibolo, TX 78108
$410,913
Est. Payment: $2,224.49/mo
4 Bed
3 Bath
1895 Sqft
0.16 Acres
Status: new | Days on site: 1
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Jeannette Spinelli
Broker Associate & Founder

House Description

Experience this Laurel home in Saddle Creek Ranch, ready for move-in this January 2027. This one-story layout features an open floor plan highlighted by tray ceilings in the living room and primary suite. The gourmet kitchen serves as the heart of the home, complete with a kitchen island accented by pendant lighting, opening to an expansive family room and adjacent dining alcove. Upgraded cabinets and premium finishes run throughout the interior. Relax in the primary suite featuring an upgraded bath or step outside to the covered patio overlooking the peaceful backyard. The front and rear yards are fully irrigated for low-maintenance living. This home includes a fourth bedroom and three full baths offering flexibility for family, work and hobbies, plus a mud bench near the two-car garage. Residents enjoy neighborhood amenities like a pool, clubhouse, and walking trails. Schedule your visit today! Attached photos are representative of the floor plan and may depict non-standard features and upgrades. See community's New Home Consultant for details.

Highlights

Listed by Dayton Schrader , (210) 757-9785 eXp Realty , (210) 757-9785. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

131.25 Quarterly

Year Built

2026

County

Guadalupe

Area

2705

Neighborhood

Saddle Creek Ranch

School District

Schertz-Cibolo-Universal City ISD

Listing ID

2025097

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer Connection, Dryer Connection, Microwave Oven, Stove/Range, Disposal, Dishwasher, Ice Maker Connection, Smoke Alarm, Pre-Wired for Security, Electric Water Heater, Garage Door Opener, Plumb for Water Softener, Solid Counter Tops, City Garbage service
Air Cond:One Central
Fireplaces:
Floor:Carpeting,Ceramic Tile,Vinyl
Other:
  • ▪ Additional:Liv/Din Combo, Eat-In Kitchen, Island Kitchen, Walk-In Pantry, Study/Library, Utility Room Inside, Open Floor Plan, Laundry Main Level, Laundry Room, Walk in Closets
Water:City

Exterior Features

Lot Dimensions:60x114
Roof:Composition
Others:
  • ▪ Additional:Covered Patio
Sewer:City
Parking Features:Two Car Garage
Principal Interest
$2,224
Taxes
$0
HOA
$131

Home Price

$410,913

Loan Details

30 yrs
7.169%

Down Payment

20%
$82,183
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,224.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,224.49 $0.16 $131.25 $2,355.90
Yearly $26,693.87 $1.93 $1,575.00 $28,270.80
Total $800,815.96 $57.90 $47,250.00 $848,123.86

Today's Rates

30 Year

7.17%

20 Year

6.65%

15 Year

6.48%

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Market insight data is pulled from the same city as the listing being viewed (Cibolo, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-10-27T06:18:13.000Z

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