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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1903 N Harding Ave , Cameron, TX 76520
$359,000
Est. Payment: $1,802.85/mo
4 Bed
2.5 Bath
2172 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

This well-maintained 4-bedroom, 2.5-bath home is located in an established neighborhood in Cameron, Texas and ready to welcome new owners. The oversized lot offers several mature oak and elm trees that provide ample shade that you will appreciate during the heat of the Texas summer. The home is centrally located and within walking distance to the elementary school, public walking trails, city pool and just minutes from the local golf course, offering the convenience that only a small town can provide. The interior features fresh paint throughout and a functional layout designed for everyday living. There are two spacious living/family areas that both include wood-burning stoves and ceiling fans. The downstairs bedroom provides flexibility and may be used as an office, playroom, or guest space. An en-suite half bathroom is perfect for entertaining and guests. The remaining bedrooms are on the second level and are generously sized with large closets and ceiling fans. The primary suite features a fully remodeled bathroom with a soaking tub and separate walk-in shower as well as dual vanities. You are sure to love the private balcony off of the primary bedroom with an exterior staircase leading to the extended covered patio below. An enclosed sunroom with a hot tub adds additional living or storage space and could also serve as a hobby or gardening area. Additional highlights include original wood and stone accents, a well-maintained yard with a full sprinkler system that is big enough to accommodate a pool or trampoline, a storage building with rollup door, 2-car garage, and a new roof installed in 2024. Did I mention the laundry chute in the secondary bathroom upstairs? (Hello, Kevin McAllister!) This property has been thoughtfully updated and blended with original charm. Cameron is located in the heart of Central Texas and is an easy commute to Waco, Belton/Temple, Thorndale, Rockdale, and Bryan/College Station. Come see it today!

Highlights

Listed by Kayla Ketterman , 254-721-5137 Magnolia Realty Temple Belton , 254-213-6336. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.24

Year Built

1981

County

Milam

Neighborhood

Country Club

School District

Cameron ISD

Listing ID

608949

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Oven, Water Heater, Some Electric Appliances
Air Cond:Central Air,1 Unit
Fireplaces:Family Room,Living Room,Stone,Wood Burning Stove
Floor:Carpet,Combination,Vinyl
Other:Beamed Ceilings,Bookcases,Ceiling Fan(s),Coffered Ceiling(s),Double Vanity,Garden Tub/Roman Tub,His and Hers Closets,Multiple Living Areas,Multiple Closets,Pull Down Attic Stairs,Storage,Shower Only,Soaking Tub,Separate Shower,Tub Shower,Upper Level Primary,Walk-In Closet(s),Breakfast Area,Eat-in Kitchen,Granite Counters,Kitchen/Family Room Combo
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Balcony,Covered Patio,Porch,Rain Gutters,Storage
Sewer:Public Sewer
Parking Features:Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$1,803
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,802.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,802.85 $228.86 $0.00 $2,031.71
Yearly $21,634.22 $2,746.35 $0.00 $24,380.57
Total $649,026.52 $82,390.50 $0.00 $731,417.02

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cameron, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-17T16:54:30.000Z

© 2026 Central Texas MLS