House Description

One of the best priced ranch offerings in Blanco County. Cottonwood Creek Ranch is a scenic 140 acre Hill Country property anchored by a charming, renovated historic white farmhouse and defined by exceptional control along both sides of Cottonwood Creek. The farmhouse is thoughtfully updated while preserving its original character and serves as an inviting residence, guest house, or interim home while planning a future main residence. One of the ranch's most valuable and distinguishing features is its rare and extensive ownership along Cottonwood Creek. The property offers approximately 1,841.73 feet of frontage on both sides of the creek, along with an additional 2,340.08 feet extending to the centerline, for a total combined creek frontage of approximately 4,181 feet. This creates an unusually long and private stretch of scenic creek corridor. Towering live oak and post oak trees line the rock-bottom channel, complemented by exposed limestone and native grasses that define the classic Texas Hill Country landscape. The ranch also offers long-range views of the surrounding Hill Country, abundant wildlife habitat, and a well-balanced mix of open pasture, elevated vantage points, and wooded creek bottom. With quality improvements, excellent access, and meaningful upside, Cottonwood Creek Ranch is well suited for ranch living, recreation, or long-term investment. Cottonwood Creek Ranch is located just minutes from the charming Hill Country town of Blanco. The property benefits from paved county road frontage, offering excellent access while maintaining a private, rural setting. Blanco is uniquely positioned approximately 45 minutes to an hour from both Austin and San Antonio, yet it has retained its authentic Hill Country charm. Unlike many surrounding towns influenced by rapid growth, Blanco remains less commercialized and continues to offer a true small-town Hill Country atmosphere. The ranch features gently rolling Hill Country terrain with expansive native grass pastures and elevated areas that provide long-range vistas across the surrounding countryside. The creek corridor is heavily wooded with mature live oak and post oak trees, where limestone outcroppings and a rock-bottom channel create a visually striking and functional landscape. The topography supports grazing, wildlife habitat, and multiple potential homesites with scenic views and privacy. Improvements include a renovated historic farmhouse-style residence situated beneath mature oak trees. The home blends historic Hill Country character with modern updates and features hardwood flooring, wood-paneled walls, beadboard ceilings, and updated kitchen and living areas. Efficient mini-split HVAC systems provide year-round climate control. The farmhouse is well suited for use as a guest house or interim residence while constructing a primary home on the property, allowing immediate enjoyment of the ranch while planning future improvements. Additional improvements include a gated entrance, internal ranch roads, fencing, and water infrastructure designed to support both livestock and wildlife. The defining feature of the ranch is its extensive ownership along both sides of Cottonwood Creek. The creek is a Hill Country wet-weather creek with a well-defined limestone and rock-bottom channel. During wet periods, the creek flows and forms holding pools that enhance the property's aesthetic appeal and attract wildlife. The shaded creek corridor serves as a natural travel route for game and a focal point of the ranch. Due to its scale, rock bottom, and established channel, the creek presents potential for future water enhancement or management strategies that could improve long-term water retention and potentially create a more permanent water feature near the upper portion of the ranch. Additional water improvements include concrete water troughs and a small pond located toward the back of the property. A water well near the residence supplies domestic water

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Payment Breakdown

Principal Interest

$15,464

Taxes

Home Price

$3,079,300

Home Price

Loan Details

30 yrs

6.434%

Interest Rate

Loan Type

Down Payment

20%

$615,860

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$15,463.85

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$15,463.85	$0.11	$0.00	$15,463.96
Yearly	$185,566.14	$1.35	$0.00	$185,567.49
Total	$5,566,984.31	$40.48	$0.00	$5,567,024.79

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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