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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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1216 N Penelope St , Belton, TX 76513
$275,000
Est. Payment: $1,393.88/mo
3 Bed
2.5 Bath
1594 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Discover the potential of this charming two-story Craftsman home located in the heart of Belton! Situated on a spacious oversized lot, this character-filled property offers the opportunity to restore and personalize a piece of local history. Original wood floors, classic Craftsman architecture, and timeless details provide a strong foundation for bringing this home back to its full glory. Recent updates include newer windows and an updated bathroom, while the remainder of the home offers plenty of opportunity for improvements and customization. The large yard provides ample space for gardening, entertaining, expansion, or simply enjoying the outdoors. Conveniently located within walking distance of downtown Belton's restaurants, shops, parks, and community events, as well as nearby grocery stores and everyday conveniences, this property offers an unbeatable location. Whether you're looking for a primary residence, investment opportunity, or historic restoration project, this home is full of character, potential, and small-town charm. Bring your vision and make this historic Belton gem your own!

Highlights

Listed by Lilli Drayton , (254) 285-4277 J.B. Goodwin, Realtors , (512) 502-7705. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.24

Year Built

1975

County

Bell

Neighborhood

Rather 2nd

School District

Belton ISD

Listing ID

616371

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Refrigerator, Water Heater, Some Electric Appliances, Range
Air Cond:Central Air,Electric,1 Unit
Fireplaces:Family Room,Wood Burning
Floor:Carpet,Luxury Vinyl Plank,Wood
Other:Ceiling Fan(s),Crown Molding,Double Vanity,High Ceilings,Upper Level Primary,Walk-In Closet(s)
Other:Public

Exterior Features

Roof:Composition,Shingle
Others:Porch
Sewer:Public Sewer
Principal Interest
$1,394
Taxes
$175

Home Price

$275,000

Loan Details

30 yrs
6.523%

Down Payment

20%
$55,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,393.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,393.88 $175.31 $0.00 $1,569.19
Yearly $16,726.55 $2,103.75 $0.00 $18,830.30
Total $501,796.45 $63,112.50 $0.00 $564,908.95

Today's Rates

30 Year

6.52%

20 Year

6.71%

15 Year

6.06%

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Market insight data is pulled from the same city as the listing being viewed (Belton, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-31T17:51:43.000Z

© 2026 Central Texas MLS