House Description

VA Assumable Loan at an Incredible 2.875 Interest Rate for Qualified Buyers! This is a rare opportunity to own a beautifully maintained 2021 home while potentially enjoying substantial monthly mortgage savings compared to many current market interest rates. Welcome to 2607 Settlers Oak Drive in the desirable Hubbard Branch community and Belton ISD. This move-in-ready 4-bedroom, 2-bath home offers 2,037 square feet of open-concept living designed for comfort and entertaining. The spacious living room features high ceilings, crown molding, and a cozy wood-burning fireplace. The kitchen is the heart of the home, with granite countertops, a large island, a breakfast bar, a walk-in pantry, and abundant cabinetry. The private primary suite includes a jetted soaking tub, separate shower, double vanity, and walk-in closet. Enjoy a covered patio, a fully fenced backyard, an automatic sprinkler system, a storage building, a smart thermostat, an owned alarm system, tile flooring throughout the main living areas, and a two-car garage. Additional features include: • Built in 2021 • 4-sided masonry construction • Smart thermostat • Owned an alarm system • Tile flooring throughout the main living areas • Two-car attached garage • Annual HOA dues of only $240 help maintain the neighborhood's beauty and value. The sellers are also including a one-year American Home Shield (ShieldPlus) Home Warranty for added peace of mind. Conveniently located just minutes from Fort Hood, I-14, shopping, dining, medical facilities, and schools, this home offers exceptional value, modern amenities, and an unbeatable financing opportunity. Opportunities like this don't come along often. Between the low-rate assumable VA loan, newer construction, excellent condition, and prime location, this home is one you won't want to miss. Schedule your private showing today!

Highlights

Listed by Kathy Brinkley , (254) 681-7040 Realty Executives Of Killeen , (254) 519-2080. Central Texas MLS

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

240 Annually

Year Built

2021

County

Bell

Neighborhood

Hubbard Branch Add Ph

School District

Belton ISD

Listing ID

617227

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Electric Water Heater, Disposal, Plumbed For Ice Maker, Refrigerator, Water Heater, Some Electric Appliances, Microwave, Range

Air Cond:Central Air,Electric,1 Unit

Fireplaces:Living Room,Masonry,Wood Burning

Floor:Tile

Other:Ceiling Fan(s),Carbon Monoxide Detector,Crown Molding,Double Vanity,High Ceilings,Jetted Tub,Pull Down Attic Stairs,Separate Shower,Smart Thermostat,Tub Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,611

Taxes

$204

HOA

$240

Home Price

$319,900

Home Price

Loan Details

30 yrs

6.459%

Interest Rate

Loan Type

Down Payment

20%

$63,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,610.69

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,610.69	$203.94	$240.00	$2,054.63
Yearly	$19,328.33	$2,447.24	$2,880.00	$24,655.56
Total	$579,849.88	$73,417.05	$86,400.00	$739,666.93