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Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

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604 Cliff Dr , Belton, TX 76513
$1,100,000
Est. Payment: $5,990.03/mo
5 Bed
3 Bath
3939 Sqft
1.04 Acres
Status: active | Days on site: 2
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Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

**LUXURY, PANORAMIC VIEWS & INCOME POTENTIAL IN GATED BELTON!** This extraordinary 5-bedroom, 3-bath sprawling single-story estate sits on over an acre overlooking breathtaking valley and greenbelt views! Currently a top-performing Airbnb generating $6K–$10K monthly, this property offers luxury living AND investment potential! BONUS: Assumable VA loan at just 3.25% for qualified buyers! Inside, discover ceramic tile flooring throughout, massive closets, formal dining, private office, and a stunning library with custom built-ins and Murphy bed. The family room showcases gorgeous built-ins with a sliding library ladder! Enjoy movie nights in the dedicated media room with projector and surround sound. The OVERSIZED PRIMARY SUITE is a private retreat with direct access to the outdoor living area and spectacular views! Its spa-inspired bath features an oversized glass-enclosed shower and separate jetted soaking tub. But the OUTDOOR LIVING steals the show! An enormous covered patio features a wood-burning fireplace and outdoor kitchen overlooking a spectacular heated pool, gas fire pits, gazebo, and beautifully turfed entertaining spaces. All perfectly positioned to capture those unforgettable panoramic Texas views! Upgrades include a 2024 roof, 2025 water softener, reverse osmosis drinking water system, updated rear double-pane vinyl windows, fabric blinds, brand-new septic system and irrigation! The pool was installed just two years ago, and smart technology allows app control of the pool, lighting, irrigation, and locks! ALL FURNITURE IS NEGOTIABLE, offering the possibility of a furnished luxury retreat or continued short-term rental operation! Privacy, elegance, entertainment, breathtaking scenery, and income potential—all in ONE remarkable Belton estate. **THE VIEWS, THE AMENITIES, THE LIFESTYLE... SIMPLY UNMATCHED!**

Highlights

Listed by Myka Allen-Johnson , (512) 585-3703 Compass Re Texas, Llc , (214) 814-8100. Central Texas MLS

Property Type

Residential

Lot/Acreage
1.04

HOA Fee

500 Annually

Year Built

2008

County

Bell

Neighborhood

Cliffs Of Nolan Creek

School District

Belton ISD

Listing ID

628022

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Double Oven, Dryer, Dishwasher, Electric Range, Disposal, Gas Water Heater, Multiple Water Heaters, Refrigerator, Tankless Water Heater, Vented Exhaust Fan, Washer, Some Gas Appliances, Built-In Oven, Cooktop, Microwave, Range, Water Softener Owned
Air Cond:Central Air,Heat Pump
Fireplaces:Wood Burning,Outside
Floor:Ceramic Tile
Other:
  • ▪ Additional:Furnished, Attic, Beamed Ceilings, Bookcases, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Game Room, High Ceilings, Home Office, Jetted Tub, MultipleDining Areas, Murphy Bed, Pull Down Attic Stairs, Recessed Lighting, Soaking Tub

Exterior Features

Roof:Composition,Shingle
Others:
  • ▪ Additional:Awning(s), Covered Patio, Fire Pit, Gas Grill, Lighting, Outdoor Grill, Outdoor Kitchen, Porch, Rain Gutters, Security Lighting, Propane Tank - Owned
Sewer:Not Connected (at lot),Public Sewer,Septic Tank
Parking Features:Attached,Door-Single,Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$5,990
Taxes
$701
HOA
$500

Home Price

$1,100,000

Loan Details

30 yrs
7.228%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,990.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,990.03 $701.25 $500.00 $7,191.28
Yearly $71,880.31 $8,415.00 $6,000.00 $86,295.31
Total $2,156,409.18 $252,450.00 $180,000.00 $2,588,859.18

Today's Rates

30 Year

7.23%

20 Year

6.94%

15 Year

6.71%

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Market insight data is pulled from the same city as the listing being viewed (Belton, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-24T07:07:59.000Z

© 2026 Central Texas MLS