Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

1076 Saddleback Ridge Trl , Bandera, TX 78003
$875,000
Est. Payment: $4,394.14/mo
4 Bed
2.5 Bath
3352 Sqft
Status: active | Days on site: 11
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

This beautifully appointed 4-bedroom, 2.5-bath residence with an additional bonus room offers a refined balance of comfort and craftsmanship. Knotty alder custom cabinetry and granite counter tops runs throughout the home, lending a sense of richness and continuity, while the gourmet kitchen is thoughtfully designed with an island, stainless steel appliances and a pot filler, creating a space that is as functional as it is sophisticated. The main living area is anchored by an impressive floor-to-ceiling stone fireplace, adding both warmth and architectural presence. A generously sized laundry room with a built-in sink provides convenience without compromising style. The bonus room offers flexibility to suit your needs, whether as a private office, media lounge, or guest retreat. Outdoors, an enclosed swim spa invites year-round relaxation in a private setting, while a dedicated shed/shop provide ample space for storage, projects, and/or recreational equipment. Every element of this home has been carefully considered, resulting in a property that feels polished, inviting, and quietly luxurious. Located in the gated Hills of Bandera Ranch, just 10 miles southwest of downtown Bandera, the Cowboy Capital of the World, the property borders the Hill Country State Natural Area. The Hills of Bandera Ranch offers: walking and riding trails, equestrian-friendly design, private entrance to the Hill Country State Natural Area, stocked fishing ponds.

Highlights

Listed by Megan Lamb , (210) 878-5800 River Realty , (210) 878-5800. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
5.16

HOA Fee

600 Annually

Year Built

2009

County

Bandera

Area

2400

Neighborhood

Hills Of Bandera

School District

Bandera Isd

Listing ID

1958866

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Ceiling Fans, Washer, Dryer, Microwave Oven, Gas Cooking, Refrigerator, Disposal, Dishwasher, Smoke Alarm, Electric Water Heater, Garage Door Opener, Solid Counter Tops, Custom Cabinets, Private Garbage Service
Air Cond:One Central,Zoned
Fireplaces:
Floor:Carpeting,Saltillo Tile,Wood
Other:One Living Area,Eat-In Kitchen,Walk-In Pantry,Study/Library,Utility Room Inside,High Ceilings,High Speed Internet,Laundry Room,Walk in Closets
Other:Well

Exterior Features

Lot:County VIew,5 - 14 Acres
Roof:Composition
Others:Patio Slab,Covered Patio,Bar-B-Que Pit/Grill,Double Pane Windows,Storage Building/Shed,Has Gutters,Mature Trees,Other - See Remarks
Sewer:Private Well,Septic,Water Storage
Parking Features:Two Car Garage,Attached,Side Entry,Oversized
Principal Interest
$4,394
Taxes
$798
HOA
$600

Home Price

$875,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,394.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,394.14 $797.50 $600.00 $5,791.64
Yearly $52,729.64 $9,570.00 $7,200.00 $69,499.64
Total $1,581,889.15 $287,100.00 $216,000.00 $2,084,989.15

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Jul 2026

Average Price

All Price Ranges
N/A
Jul 2026

Average Days on Market

All Price Ranges
N/A
Jul 2026
Market insight data is pulled from the same city as the listing being viewed (Bandera, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T18:27:39.000Z

© 2026 LERA MLS - Local Expertise Regional Access

MLS Logo - LERA MLS - Local Expertise Regional Access