Agent profile image in chat bubble
Agent profile image in chat header

Jeannette Spinelli

Broker Associate & Founder | Spinelli Residential Group | KW - Austin Portfolio Real Estate

Agent profile image in message

199 Lakeshore Dr S , Bandera, TX 78003
$550,000
Est. Payment: $2,762.03/mo
3 Bed
3 Bath
2312 Sqft
Status: active | Days on site: 67
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Jeannette Spinelli
Broker Associate & Founder

House Description

Escape to this beautiful home on Medina Lake where indoor-outdoor living is seemless. Though water levels are currently rising some from the recent rains, the views, peace, and tranquility are unbeatable. This gated property, fenced on two sides, feels like your own private retreat. The home's exterior was freshly painted in March 2026 and has seen numerous upgrades under the current owner. The kitchen features engineered hard wood floors with tile throughout the rest of the main floor. Tasteful contemporary colors and custom wood finishes give the home a warm, inviting feel. The primary bedroom is conveniently located on the main level, while a large "bunkhouse" suite downstairs includes a sitting area and full bath with equipped kitchen-ideal for guests or family gatherings. The living room on the main level boasts soaring wood ceilings, a cozy fireplace, and access to an expansive 1457 square feet of decks overlooking the lake area. Solid wood stairs lead to a charming loft bedroom above the living room. A spacious walk-in butler's pantry joins the kitchen and laundry area, offering both practicality and style. The home's beautiful wood ceilings and custom cabinetry add elegance and provide ample storage. There is also a large storage room accessible from both the downstairs and exterior of the home. Every room opens to the covered decks and outdoor spaces, including the primary bath. The property also features a majestic Century Oak, mature trees, a well house, and a quality, finished-out, oversized garage that is insulated, lighted, has 2 roll-up doors and a walk though door. Store your vehicles and toys or have a very large workshop! The lakebed behind the home has been developed so that when the water is up, it reaches the concrete bulkhead and boat ramp. Take in the natural beauty of the tall, wooded bluff, breathe some fresh air, and gaze at starry night skies. and when the lake returns, your exciting lake activities begin. Located just 20 minutes from Bandera, TX, this home is close to vibrant nightlife, shopping, restaurants, and all the charm that Bandera has to offer. A one-of-a-kind home offering comfort, craftsmanship, and the ultimate lakeside relaxation. Lots of great memories have been made here and now it's your turn. The seller prefers Cash but will consider Owner Finance.

Highlights

Listed by Lanette Pennell , (210) 844-8549 Keller Williams Bandera , (210) 844-8549. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Residential

Lot/Acreage
0.55

Year Built

1990

County

Bandera

Area

3100

Neighborhood

Bandera Lakeshore Estates

School District

Bandera Isd

Listing ID

1959337

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Ceiling Fans, Chandelier, Washer Connection, Dryer Connection, Cook Top, Stove/Range, Water Softener (owned), Electric Water Heater, Smooth Cooktop, Custom Cabinets, Private Garbage Service
Air Cond:One Central
Fireplaces:
Floor:Ceramic Tile,Wood,Unstained Concrete
Other:One Living Area,Liv/Din Combo,Island Kitchen,Walk-In Pantry,Loft,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floor Plan,Laundry Main Level,Laundry Room,Telephone,Walk in Closets,Attic - None,Wood Burning Fireplace
Other:Well

Exterior Features

Lot:Lakefront,On Waterfront,Bluff View,County VIew,Riverfront,Water View,1/2-1 Acre,Mature Trees (ext feat),Level,Improved Water Front,Lake Medina,Water Access
Roof:Metal
Others:Patio Slab,Covered Patio,Deck/Balcony,Chain Link Fence,Partial Fence,Double Pane Windows,Has Gutters,Mature Trees,Water Front Improved
Sewer:Private Well
Parking Features:Four or More Car Garage,Detached,Oversized
Principal Interest
$2,762
Taxes
$553

Home Price

$550,000

Loan Details

30 yrs
6.434%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,762.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,762.03 $553.23 $0.00 $3,315.26
Yearly $33,144.34 $6,638.78 $0.00 $39,783.12
Total $994,330.32 $199,163.40 $0.00 $1,193,493.72

Today's Rates

30 Year

6.43%

20 Year

6.23%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Jul 2026

Average Price

All Price Ranges
N/A
Jul 2026

Average Days on Market

All Price Ranges
N/A
Jul 2026
Market insight data is pulled from the same city as the listing being viewed (Bandera, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-07-17T18:27:39.000Z

© 2026 LERA MLS - Local Expertise Regional Access

MLS Logo - LERA MLS - Local Expertise Regional Access